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Board of Directors



The DFCU Financial Federal Credit Union (DFCU) Board of Directors consists of people who are elected by DFCU Financial's membership to oversee the governance of the credit union. There also is a Supervisory Committee that oversees the annual financial audit, regulatory examinations and the internal controls of the credit union. The Board and Supervisory Committee members serve on a volunteer basis. After gaining experience with the credit union’s operations, Supervisory Committee members are generally the first source for new director appointments.

The Role of a Board of Directors

DFCU Financial’s Board of Directors is responsible for guiding and overseeing the direction of the credit union to ensure that the long-term interests of members are being served. Members should expect that the Board will look after their interests and present proposals and ideas that best serve the overall membership.  Click here to read how the Board of Directors is investing in the membership.

Director Qualifications

DFCU Financial seeks Board members who are experienced professionals and whose careers and knowledge contribute to the overall success of DFCU Financial. Board members should have diverse experience in order to guide and best serve the needs of DFCU Financial and its overall membership. Each Board member should possess the highest personal and professional ethics and integrity and be devoted to the well-being of the credit union.

DFCU Financial Board of Directors and Supervisory Committee Members

Please click below to read the bio on each Board of Director or Supervisory Committee Member:

Dr. Robert Chapman, Chairman of the Board

J. Paul Conway, Vice Chairman of the Board

Laura Terzes, Secretary of the Board

Jim Cowper, Financial Officer of the Board

Beth H. Cafaro, Director

Keith Moss, Director

Douglas Welday, Director

Bill Furtwangler, Chairman, Supervisory Committee Member

Tom France, Supervisory Committee Member

Harold Lowman, Supervisory Committee Member

Charles McQueen, Supervisory Committee Member

John A. Sinelli, Supervisory Committee Member



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