There could be a big difference between what your automobile insurance will pay and what you owe on your loan.  Most cars depreciate by thousands of dollars as soon as they are purchased.  And if your car is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the "gap" between your insurer's settlement and your loan balance.  Without protection, that "gap" will come out of your pocket for a vehicle, for all practical purposes, no longer exists.

GAP Could Save You Thousands of Dollars

GAP is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

Low Cost Protection for High Cost Losses

For just a few dollars a month, GAP can save your from making loan payments on a car, truck or other vehicle that's beyond repair, or stolen and not recovered.

It's Easy to Be Covered

You can sign up for GAP when you apply for your vehicle loan.  There's no underwriting, no red tape, no hassles. And for your convenience, the amount can be rolled into your monthly loan payment. 

Refundable Feature

GAP is fully refundable if you cancel the coverage within the first 90 days.

Make Sure You Fill The GAP!

Protect your family, your car and your crediting rating with GAP coverage.  Contact a member relations representative for more information about the benefits of GAP coverage.