Qualifying members will receive a 0.5% dividend on all 2007 average loan and deposit balances, with each eligible member receiving at least $50.

To qualify, you must have an average balance of at least $50 during 2007 and be a member of record on both the declaration date of October 22, 2007, and the payment date during the week of January 7, 2008.

For example, a member with an average deposit balance of $20,000 and an average loan balance of $50,000 ($70,000 total balance) would receive a $350 patronage dividend.  ($70,000 X 0.50%)