DFCU Financial Announces Expansion to Florida

DFCU Financial Announces Expansion to Florida
We are excited to announce that DFCU Financial has executed a definitive agreement by which First Citrus Bank in Tampa, Florida will merge with DFCU in an all-cash transaction. DFCU has been desirous of geographic diversification for many years. With many of our members migrating to Florida on a seasonal or full-time basis this will be a great market which complements our existing footprint.

First Citrus Bank (FCB) has approximately $689 million in assets operating six branches in the Tampa and St. Petersburg market on Florida’s Gulf Coast. FCB brings strong Commercial Banking leadership and expertise to DFCU Financial. Tampa is a highly desirable growth market with strong demographics. It is the 18th largest Metropolitan Statistical Area (MSA) in the Nation and fourth largest in the Southeast with a population of over three million.

The transaction is contingent on the approval by the shareholders of FCB and is expected to be completed in the fourth quarter of 2022, subject to all required regulatory requirements and approvals. Once finalized the credit union will continue as DFCU Financial and we will provide further updates to our membership throughout the process.

Read the full press release here.


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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.