Join Now

You're less than five minutes away from great member benefits.

When you submit an online application, you will automatically receive an email informing you of your application status and any next steps.

Our easy and secure application takes less than five minutes--five minutes!--to complete, and can be used to open the following types of accounts:

You will need:*

  • Your Social Security number
  • Valid identification - driver's license, government issued photo ID, state ID or military ID
  • Funding source - debit or credit card or the routing and account number of your checking or savings account

To open a checking account, you will need to fund it with at least $20.

To open a savings account, you only need $5.

Experience the DFCU Financial difference. Get started now!

Open an Account

If you've already applied and need to provide additional documentation, or would like to check the status of your application, log in here.

Account Status Center 

* Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of
our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

DFCU Financial - Copyright © 2023 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.