DFCU hosts another on-site Community Shred Day, Saturday, September 22 at our Livonia Branch (Newburgh and 7 Mile) from 11:30 am – 2:30 pm.
Below are considerations for what to keep and what to shred to protect your security and clean out clutter.
When it comes to keeping confidential information out of the hands of information thieves, it’s important to know exactly what information they want and to protect that data from creation to disposal.
Don’t just throw out confidential papers. Trash bin is one of the areas where paper documents are most at risk.
Except where prohibited by local regulation, dumpster diving in outdoor garbage and recycling bins is legal and can occur in residential areas too.
For personal document shredding, first learn what information must be kept. Consumers should check state/provincial and other laws so they know what documentation must be kept indefinitely (such as birth and death certificates, Social Security cards, marriage/divorce papers, citizenship papers, adoption papers) and for how long (tax information).
Here’s a guide to knowing what to shred securely when no longer needed:
• Personal records: Any documents that contain a signature and include name, address, phone number, e-mail address, account numbers, social security number, driver’s license, and medical, legal, tax, and financial information; miscellaneous information such as address labels from junk mail and magazines, unsolicited mail offers, travel itineraries, tickets, boarding passes and luggage tags, expired passports and visas, legal documents, passwords and PIN numbers.
• Corporate: Supplier and customer information; data pertaining to research and development, sales and marketing, executive and corporate information, HR, accounting and IT. It's also a good idea to shred printed presentations to prevent sensitive insider information from falling into the wrong hands.
• Banking: All financial documentation including ATM receipts, statements, returned cheques, pre-approved credit applications, investments, stocks and property transactions.
• Retail: Credit cards and bills, statements and receipts, expired warranties, loyalty program information.
• Employment: Pay stubs, work records, job applications, performance appraisals.
• Education: Report cards, loan information, school information.
• Home: Utility bills including telephone, gas, electric, water, cable TV, Internet; also expired insurance papers.