Frequently Asked Questions

Frequently Asked Questions

Can I join DFCU Financial?

Under our community charter, people who reside, work, worship or are enrolled in post high school educational facilities in the 68 counties of the lower peninsula of Michigan are eligible to join DFCU Financial. However, everyone is welcome, so if you don't qualify under one of these options, please call to learn about other ways you may join. You can call DFCU Financial at 313.336.2700 or 888.336.2700. Or visit a branch location.

How does DFCU Financial's referral program work?

Existing member registers for ReferLive program.
Existing member shares the referral offer with friends and family.
Referred member receives referral offer and completes their ReferLive registration.
Referred member opens a new checking account by visiting a branch location.
New account holder meets the qualification requirements within 90 days: Make two (2) direct deposits of $100 or more, AND Make 5 check card transactions (PIN or Signature)
Both the existing and the new account holder each receive a $50 Visa Reward Card!

Disclaimer: DFCU Financial reserves the right to amend, suspend, or terminate the referral program at any time without notice. 

Why do you call your patrons members instead of customers?

Because DFCU Financial is a cooperative organization, which means each member holds a share and is entitled to one vote in any ballot initiative. Our Board of Directors are members who are elected and serve as non-paid volunteers.

What is DFCU Financial's Routing Transit Number?

Our Routing Transit Number is: 072486791

Can I reorder checks online?

Yes, you can reorder checks online.

How much money do I need to open a savings account and a checking account?

At a minimum you need $5 to open a savings account and $20 to open a checking account.

Do I need to do my business at the branch where I open my account?

You can conduct transactions at any DFCU Financial branch location, DFCU OnLine or telephone banking or through the CO-OP Shared Branching and ATMs.

I own a business or work in the human resources department of a company and would like to offer DFCU Financial's products and services as a benefit to employees. What do I need to do?

DFCU Financial membership is a free benefit employers can offer to their employees. You can call DFCU Financial at 313.336.2700 or 888.336.2700. Or visit a branch location.

How can I report a lost or stolen card after hours?

To report a lost or stolen card, call 800.449.7728.


Can't find what you are looking for?  We can help. Give us a call at: