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Certificates

Secure savings and a fixed dividend.

Certificates are a safe, sound and secure savings solution for your money because they offer a fixed dividend rate over a specific duration of time.

  • Short and long-term options available:
    • 3 month, 6 month, 1 year, 2 year, 3 year, 5 year
  • Fixed rates are tiered based on your opening balance – higher balances typically earn you a higher rate of return
  • Dividends compounded and paid quarterly*
  • Dividends begin to accrue on the business day the funds are deposited
  • Automatic renewal when your Certificate matures
  • Balances as low as $1,000 to open
  • Certificate balances may increase your CASH BACK
  • Tiered Rate Structure based on Certificate balances: 
    •  $1,000 to $24,999   
    •  $25,000 to $99,999   
    •  $100,000 and more
 

* Dividends on Non-IRA Certificates over $2,500 may be deposited to your checking accounts, savings accounts or any non-IRA deposit account. 

Penalty for early withdrawal of funds may apply on Certificate products.