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Life & Accident Insurance

Life & Accident Insurance

Safeguard your family and your future.

We are pleased to offer our members Term Life, Guaranteed Life and Accidental Death & Dismemberment Insurance - all designed to help provide you with smart ways to safeguard your family throughout the years to come.

Term Life Insurance

Protect the ones you love with member discounts on life insurance:

  • Discount group rates with up to $150,000 in coverage
    • $10,000 coverage for dependent children ages 14 days but less than 21 years of age (age 23 if full time student) 
  • Members ages 18-64 (coverage ends at age 80)
  • Simple health questions
  • Convenient billing options
  • Easy enrollment process: Term Life Insurance Application

Guaranteed Issue Term Life Insurance

Few things in life are guaranteed, but this life insurance is: 

  • Discount group rates with up to $25,000 Guaranteed Issue Term Life Insurance coverage
  • Guaranteed acceptance; no medical exam required
  • Designed for members ages 45-75
  • Convenient payment options
  • Easy enrollment process: Guaranteed Issue Term Life Application 

Group Accidental Death & Dismemberment Insurance

When life gets complicated, get some peace of mind and help protect the ones you love:

  • Basic AD&D - free to members ages 18 and older - $2,000 in Basic Accidental Death & Dismemberment Insurance underwritten by New York Life Insurance Company
    • Guaranteed acceptance for eligible members; no health questions required
  • Voluntary AD&D - affordable group rates for up to $300,000 of Voluntary Accidental Death & Dismemberment Insurance available to DFCU Financial members
    • Guaranteed acceptance for eligible members; no health questions required
    • Family coverage available 
  • Easy enrollment process: Accidental Death + Dismemberment Application*

    *The above link will also provide more details about product features, costs, eligibility, renewability, limitations, exclusions and underwriting insurance company.