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Premium Overdraft Plus

Get peace of mind knowing your ATM/Check Card
purchases and transactions are covered.

We've all been there.  You need to use your ATM/Check Card but you don't have enough money in your checking account to cover the charges.  Or you are using your ATM/Check Card and you are declined when you are settling your bill at the store or restaurant - you may even have been declined at the ATM.  

When you are enrolled in Premium Overdraft Plus coverage for your checking account, and you opt-in, your Check Card point of sale purchases and ATM card withdrawals are covered, too.
  
Opting-in ensures your Check Card point of sale purchases and ATM transactions  process without interruption, or being declined, due to lack of funds in your account.

Get Peace of Mind with Premium Overdraft Plus

 

Premium Overdraft

 

Premium Overdraft Plus

 

How you get it

Qualify for coverage

Opt-in for coverage

Fee

$32 per overdraft

$32 per overdraft

Overdraft Type

 

ATM

DECLINED!

APPROVED

Check Card Signature

DECLINED!

APPROVED

Check Card PIN

DECLINED!

APPROVED

Check

Approved

Approved

ACH

Approved

Approved

 

Learn more by reviewing What You Need to Know about Overdrafts and Overdraft Fees now. 

Covering your everyday Check Card point of sale purchases and ATM transactions when there is a cash shortage in your checking account is easy – simply opt-in today. 

Sign-up today!

Call us at 888.336.2700 or visit your local DFCU Financial branch to opt-in for this service.