Business Rates

Tier APY and Dividend Rate1
$0 to $2,499 0.05%
$2,500 to $9,999 0.05%
$10,000 to $24,999 0.05%
$25,000 to $49,999 0.05%
$50,000 to $74,999 0.10%
$75,000 to $99,999 0.10%
$100,000 and up 0.10%

Tier APY2
$0 to $2,499 0.05%
$2,500 to $24,999 0.15%
$25,000 to $49,999 0.20%
$50,000 to $99,999 0.35%
$100,000 to $249,999 0.55%
$250,000 to $499,999 0.65%
$500,000 and up 0.75%

3 month

Tier APY 1
$1,000 to $24,999 0.30%
$25,000 to $99,999 0.45%
$100,000 and up 0.50%

6 month

Tier APY 1
$1,000 to $24,999 0.40%
$25,000 to $99,999 0.60%
$100,000 and up 0.75%

1 year

Tier APY 1
$1,000 to $24,999 0.50%
$25,000 to $99,999 1.00%
$100,000 and up 1.50%

2 year

Tier APY 1
$1,000 to $24,999 0.60%
$25,000 to $99,999 1.25%
$100,000 and up 1.60%

3 year

Tier APY 1
$1,000 to $24,999 0.65%
$25,000 to $99,999 1.30%
$100,000 and up 1.70%

5 year

Tier APY 1
$1,000 to $24,999 0.85%
$25,000 to $99,999 1.40%
$100,000 and up 1.80%
1Dividends are paid from current income and available earnings, after required transfers to reserves have been made. These are prospective APYs (Annual Percentage Yields) and dividend rates expected to be paid. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. All APY rates are based on $1,000 or minimum balance requirements, whichever is higher. Please refer to your statement for actual Annual Percentage Yield. All savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government by the National Credit Union Administration, a US Government agency. Rates are subject to change without notice.

2APY = Annual Percentage Yield. Paid and Compounded Monthly. Fees could reduce amount dividend earnings. Dividend rate may change after the account is opened. $5 minimum required to open a Savings Account, Special Savings Account, or Holiday Savings Account. $20 minimum required to open a Checking Account and Interest Checking Plus Account. $2,500 minimum required to open an Insured Money Market Account. Deposit account balance may increase your Cash Back. DFCU Financial business deposit balances are federally insured by the NUCA up to $250,000.

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


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DFCU Financial - Copyright © 2019 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.