It's simple. The more you bank with us, the greater your potential Business Cash Back loyalty reward. In January, qualified members receive one-half percent (0.50%) on their average yearly business loan and deposit balances from the prior year–and if you do your consumer banking with us as well, you could be eligible for Cash Back from both your consumer and business accounts.
Here's an example of what Cash Back could look like for your business:
||Business Vehicle Loan
||Total DFCU Relationship
||Cash Back Calculation
||Business Cash Back deposited into your account
Switching to DFCU Financial means Cash Back--take a look:
Enter your business information in the calculator below to see what your Cash Back payday could be for next year.
Cash Back Calculator
Business Deposit Balances
Business Loan Balances
Business Cash Back eligibility criteria:
Businesses with a DFCU Business Banking relationship must have an average yearly business deposit and business loan balance of $25,000 or greater to be eligible for Business Cash Back.
The estimated Cash Back amount is calculated based on the Cash Back criteria and one full calendar year of relationship with DFCU Financial beginning in January. If you begin your relationship during any other month of the year, the amount will be different. To receive Cash Back, you must be a member on the Cash Back deposit date.
While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.