How To Apply For A Business Loan

We’ve got the perfect loan for your business.

Follow these easy steps to apply for a business loan with DFCU Financial.

  1. Use and complete the Business Loan Application Checklist. Below is the list of financial information we need to complete the loan approval process. Based on your specific loan request, we may require additional information; filling out the forms below will allow us to expedite the process, and if you’re approved, quickly get you the funds your business needs to thrive.

    Required for all business loan applications:

    If you apply for a DFCU Financial Visa® Business Credit Card at one of our branches, please download the following:

    If your collateral is real estate based, please download the following:

  2. Submit the appropriate financial documentation to us:

  3. Underwriting and loan decision will be made upon receipt of all financial documentation. Please note: missing documentation will delay the loan process.

    • After loan terms have been accepted by you and initial fees have been collected, a site visit will be conducted to learn more about your business
    • Once due diligence on all "conditions" are met, we will proceed to loan closing

Questions? We're here to help.

If you have questions at any time throughout the loan application process, please visit the DFCU Financial Branch near you, call 888.336.2700 or use your DFCU Member Relationship Representative's direct line.


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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.