Business Savings
- Interest-bearing savings account
- Minimum balance of $5,000 to avoid a monthly fee
- Business Cash Back loyalty reward--our way of thanking you for choosing us
Business Certificates
- Interest-bearing certificate providing businesses both short- and long-term savings options
- Low minimum amount of $1,000 to open
- Business Cash Back loyalty reward--our way of thanking you for choosing us
Note: our business loans and credit cards could also pay Cash Back to qualified members each January.
Cash Back is one-half percent (0.50%) of your average yearly business loan and deposit balances. Example: For every $100,000 in average yearly business loan and deposit balances, receive $500 in Cash Back!
| Tier |
APY and Dividend Rate1 |
| $0 to $2,499 |
0.05% |
| $2,500 to $9,999 |
0.10% |
| $10,000 to $24,999 |
0.10% |
| $25,000 to $49,999 |
0.15% |
| $50,000 to $74,999 |
0.20% |
| $75,000 to $99,999 |
0.20% |
| $100,000 and up |
0.30% |
3 month
| Tier |
APY 1 |
| $1,000 to $24,999 |
0.15% |
| $25,000 to $99,999 |
0.20% |
| $100,000 and up |
0.25% |
6 month
| Tier |
APY 1 |
| $1,000 to $24,999 |
0.20% |
| $25,000 to $99,999 |
0.25% |
| $100,000 and up |
0.30% |
1 year
| Tier |
APY 1 |
| $1,000 to $24,999 |
0.25% |
| $25,000 to $99,999 |
0.30% |
| $100,000 and up |
0.35% |
2 year
| Tier |
APY 1 |
| $1,000 to $24,999 |
0.35% |
| $25,000 to $99,999 |
0.40% |
| $100,000 and up |
0.50% |
3 year
| Tier |
APY 1 |
| $1,000 to $24,999 |
0.40% |
| $25,000 to $99,999 |
0.45% |
| $100,000 and up |
0.60% |
5 year
| Tier |
APY 1 |
| $1,000 to $24,999 |
0.80% |
| $25,000 to $99,999 |
0.90% |
| $100,000 and up |
1.00% |
1Dividends are paid from current income and available earnings, after required transfers to reserves have been made. These are prospective APYs (Annual Percentage Yields) and dividend rates expected to be paid. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. All APY rates are based on $1,000 or minimum balance requirements, whichever is higher. Please refer to your statement for actual Annual Percentage Yield. All savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government by the National Credit Union Administration, a US Government agency. Rates are subject to change without notice.