Digital Wallets

Quickly and securely pay for purchases everywhere you shop.


Digital wallets store your DFCU debit Mastercard® and/or DFCU Platinum Mastercard® credit card information virtually for quick checkouts when you shop in-store, in-app or online. Add your eligible cards today and enjoy all your card perks PLUS the added convenience and security of a digital wallet!

Quickly and securely pay for purchases using your smartphone, tablet or smartwatch instead of swiping your card.

Apple Pay

Apple Pay is the easy, secure and private way to make purchases with your iPhone®. You can also use it on your phone or iPad® to make purchases in most shopping apps.

Click here for more information on Apple Pay

Samsung Pay

Samsung Pay is the mobile payment service that works almost anywhere you can use your card. From local grocery stores to corner coffee shops to taco trucks, it's highly secure and simple to use with the latest Samsung Galaxy devices.

Click here for more information on Samsung Pay

Google Pay™

With Google Pay, Android™ users can pay with their phones at more than a million stores across the U.S. Google Pay offers simplicity, security and choice when it comes to the purchases you make every day.

Click here for more information on Google Pay

Digital Wallets FAQ

A digital wallet is your wallet - but in digital form! Digital wallets allow you to make a purchase in a store, in an app or even on a website with a participating merchant without your physical DFCU Financial Debit or Credit Card. Instead, you just need a compatible phone or wearable device.

There are many benefits to making purchases with your DFCU Financial Debit or Credit Card using your digital wallet, including:

- It's convenient – You don’t have to worry about having your card with you.

- It's fast – Transactions made with a digital wallet are almost instant instead of having to insert your card and waiting for the transaction to process.

- It's secure – During a transaction, merchants are provided with a one-time password, or a token, rather than your card number, making it nearly impossible for a fraudster to steal your card information.

Yes. Digital wallets use security features that are built into your device to protect your transactions. Additionally, you will be required to authenticate yourself before each transaction can be processed. Depending on your device type, the authentication step may be completed using your fingerprint, facial

recognition, passcode or a PIN. The digital wallet providers do not store or have access to your full account number. The last four digits of the card number will be displayed on your card image to help you manage your cards. When a transaction is made, a unique one-time passcode, known as a token, is sent to the merchant rather than your full account number, making it nearly impossible for your card information to be compromised.

You will need:

- An DFCU Financial Debit or Credit Card

- A compatible device with a digital wallet app

- A data plan or access to Wi-Fi

You may use your digital wallet at many different merchants such as grocery stores, department stores and restaurants. Digital wallets are also accepted in many apps and on participating websites with your computer, phone or tablet, depending on the compatibility of the devices.
If your card is lost or stolen, please call us at 888.336.2700 during normal business hours, or 800.472.3272 after hours to close your card. You can remove the card you added to the device within your digital wallet app. Once you receive your replacement card, add your new card to your digital wallet as if you were setting it up for the first time.
Many major retailers are already accepting digital wallets in-store, in-app and online. 
Yes, you can easily remove your card, personal information and opt out anytime.
 

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

DFCU Financial - Copyright © 2020 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.