Game Day Sweepstakes Rules


DFCU GAME DAY SWEEPSTAKES
 
OFFICIAL RULES
 
NO PURCHASE NECESSARY.
TIMING:  The “DFCU Game Day Sweepstakes” (“Sweepstakes” or “Promotion”) begins on 8/1/18 at 12:00 AM [midnight] Eastern Time (“ET”) and ends on 8/31/18 at 11:59 PM ET (“Promotion Period”). 
 
SPONSOR: DFCU Financial, 400 Town Center Drive, Dearborn, MI 48126. {The Sweepstakes is in no way sponsored, endorsed or authorized by Mastercard International Incorporated.}
 
ADMINISTRATOR: Exposure Marketing & Promotion, Inc., 1000 North Opdyke Rd, Auburn Hills, MI 48326.
 
ELIGIBILITY: The Promotion is open only to legal U.S. residents who live and/or work in lower Michigan who, as of 8/1/18, are twenty-one (21) years of age or older and  
 
  1. have a personal DFCU Mastercard® Debit Card linked to their DFCU personal checking account ** (“Entrant”)
 
Accounts MUST be open for the duration of the Promotion Period as well as at the time of the random drawing/winner notification as set forth below}.
 
Employees, directors and officers and their immediate families (spouses and siblings, parents and children and their spouses) and household members of DFCU Financial (“Sponsor”), Exposure Marketing & Promotion, Inc., and their respective parent companies, subsidiaries and affiliates and companies involved in the implementation and execution of the Promotion (collectively the "Promotion Entities") are not eligible. Promotion is void outside of Michigan and where prohibited.
 
**For joint personal checking accounts where a DFCU Mastercard Debit Card has been issued to more than one (1) person, only the primary accountholder (as per Sponsor’s records) will be considered the Entrant. 
 
AGREEMENT TO THE OFFICIAL RULES: By participating in the Promotion, each Entrant fully and unconditionally agrees to and accepts these Official Rules and the decisions of the Sponsor and the Administrator, which are final and binding in all matters related to the Promotion. Winning a prize is contingent upon fulfilling all requirements set forth herein.
 
TO ENTER:  
 
During the Promotion Period, for each qualifying purchase transaction made using your personal DFCU Mastercard Debit Card (whether made via the Credit or Debit option), you will receive one (1) (“Entry”).
 
Restrictions on Entry:
 
The following transactions are not "qualifying" and therefore will not result in entry:
 
 
 - If a purchase transaction is later voided for any reason (for example, insufficient funds or transaction is unauthorized);
 
 - If the amount due because of a purchase transaction (in whole or in part) is paid via DFCU Financial's Premium Overdraft Plus coverage;
 
 - If a DFCU Mastercard debit card is used to obtain cash at an ATM.
 
 
For the avoidance of doubt, if a given purchase is not "qualifying" and does not result in entry, this determination will not affect an eligible person’s other purchase transaction(s) during the Promotion Period. If an eligible person's other purchase transaction(s) during the Promotion Period are "qualifying", such other purchase transaction(s) will result in an entry.
TO ENTER WITHOUT PURCHASE:
 
Print your full name, complete address, daytime telephone number, date of birth, e-mail address, the last three (3) digits of your DFCU Mastercard Debit Card, the expiration date of the card, and mail in a business-size (#10) envelope to DFCU Financial Game Day Sweepstakes ATTN: Marketing, P.O. Box 6048, Dearborn, MI  48126 (“Mail Entry”). Entries must be postmarked by 8/31/18 and received by 9/5/18.
 
If copied or mechanically reproduced, 3”x5” card submission will not result in receipt of Mail Entry. Each 3”x5” card must be submitted separately in its own business-size envelope to result in receipt of Mail Entry; if more than one (1) 3”x5” card is submitted in the same envelope, all 3”x5” cards contained therein are void and no Mail Entries will be received in conjunction therewith.   
 
WINNER SELECTION: Potential prize winners will be selected in a random drawing from among all eligible Entries and Mail Entries received during the Promotion Period. Odds of winning depend on the total number of eligible Entries and Mail Entries received. The drawing will be conducted by Administrator, an independent judging organization, on or about 9/12/2018.
 
WINNER NOTIFICATION:  Potential prize winners will be contacted by the Administrator by e-mail, mail or phone (in Administrator’s sole discretion) and may be required to complete and return an Affidavit of Eligibility, Liability Release/Assumption of Risk, Indemnification Agreement, and Publicity Release Form (“Affidavit/Release”) within two (2) days of notification. If potential prize winner fails to timely execute and return the Affidavit/Release (if applicable), if potential prize winner is ineligible to receive the prize,or potential prize winner cannot be contacted after reasonable effort as determined by Administrator in its sole discretion, prize will be forfeited and an alternate winner will be selected from among all remaining eligible Entries and Mail Entries received. Entrants agree that a facsimile or electronic (scanned) copy of Affidavit/Release, or, alternatively, an electronic signature or affirmation, will have the same legal force and effect as a hand-signed document.
 
PRIZES: (10) – VIP College Football Game Experience for winner‡ and one (1) guest (who is 21 years or older), for college football game in Ann Arbor, Michigan on Saturday, 11/3/2018.  Approximate Retail Value (ARV): $1,450 each. (If actual value is less than $1,450, winner will not receive the difference in value in cash or otherwise.)  Experience consists of two (2) tickets to the college football game; admission to Game Day party with food and beverages, prior to the college football game Saturday, 11/3/2018; ground transfers between hotel and college football game. 
 
To accept Prize, winner must be available on 11/3/2018 so as to attend college football game; if winner is unavailable on such dates for any reason, Prize will be forfeited without compensation and an alternate winner will be selected, time permitting.  Winner and guest must take part in VIP College Football Game Experience as per the itinerary set by Sponsor/Administrator in their sole discretion. Guest will be required to sign a liability release and where permitted by law a publicity release (“Release”) prior to issuance of travel documents. Winner and guest agree to conduct themselves at all times in a socially responsible, appropriate and well-behaved manner, as well as following all instructions of Sponsor/Administrator (including without limitation in conjunction with attendance at Game Day party and college football game), with the understanding that failure to do so may result in immediate termination of VIP College Football Game Experience (perhaps without warning) for winner and/or guest (as appropriate) and perhaps the imposition of other legal sanctions (and, in such case, Promotion Entities shall not have any liability to winner and/or guest, as appropriate).  College football game ticket type and seat location is of Sponsor’s sole choosing. College football game tickets are subject to terms and conditions of use as indicated thereon/provided therewith. College football game tickets are subject to venue restrictions and are not for re-sale. Should certain elements of VIP College Football Game Experience be determined by Sponsor/Administrator in their sole discretion to be unavailable for any reason, the remaining elements of the VIP College Football Game Experience will constitute the entire liability of Sponsor to winner. If winner accepts the prize without a guest, the VIP College Football Game Experience will be awarded in increments appropriate for the winner alone (without limiting the foregoing, winner will only receive one ticket to the college football game) and no additional compensation will be awarded. All expenses and costs related to acceptance and use of prize not expressly listed above, including but not limited to, souvenirs, travel to/from hotel, taxes, gratuities, and any desired insurance are entirely the winner’s responsibility. Winner and guest will not receive rewards points or other “perks” in conjunction with prize acceptance/use. 
ALCOHOL BEVERAGES MAY BE AVAILABLE UPON REQUEST AT GAME DAY PARTY OR OTHERWISE DURING VIP COLLEGE FOOTBALL GAME EXPERIENCE. SHOULD WINNER OR GUEST CHOOSE TO PARTAKE IN ALCOHOL BEVERAGES, WINNER/GUEST DOES SO ENTIRELY AT HIS OR HER OWN RISK, AND ASSUMES ALL RESPONSIBIITY FOR ANY ADVERSE CONSEQUENCES RESULTING THEREFROM.  IN ALL CASES, RECEIPT OF ALCOHOL BEVERAGES IS MADE CONTINGENT UPON THE WINNER AND  GUEST PROVIDING THE ALCOHOL BEVERAGE SERVER WITH VALID, GOVERNMENT-ISSUED PHOTO IDENTIFICATION ESTABLISHING THAT HE/SHE IS OF LEGAL DRINKING AGE AS WELL AS THE ALCOHOL BEVERAGE SERVER’S DETERMINATION IN HIS/HER INDEPENDENT, PROFESSIONAL JUDGMENT THAT THE WINNER/GUEST HAS NOT ALREADY CONSUMED TOO GREAT A QUANTITY OF ALCOHOL SO AS TO POSE A DANGER OR THREAT TO HIM/HERSELF OR OTHER PERSONS AND/OR THEIR PROPERTY.  SHOULD ALCOHOL BEVERAGE SERVER DETERMINE IN HIS/HER INDEPENDENT, PROFESSIONAL JUDGMENT THAT IT IS NOT APPROPRIATE OR PRUDENT TO SERVE ALCOHOL BEVERAGES TO WINNER OR GUEST BECAUSE OF INVALID IDENTIFICATION FURNISHED BY WINNER/GUEST, PREVIOUS ALCOHOL CONSUMPTION BY WINNER/GUEST OR FOR ANY OTHER REASON (E.G., BELLIGERENT, AGGRESSIVE OR ANTI-SOCIAL BEHAVIOR BY WINNER/GUEST), NONE OF THE RELEASED PARTIES OR THE ALCOHOL BEVERAGE SERVER SHALL HAVE ANY LIABILTY TO WINNER/GUEST AS TO SAME; AND, IN SUCH CIRCUMSTANCE, SPONSOR AND ADMINISTRATOR (AS WELL AS ALCOHOL BEVERAGE SERVER) MAY TAKE ANY AND ALL NECESSARY AND APPROPRIATE ACTIONS SO AS TO PROTECT THEIR RESPECTIVE LEGAL RIGHTS, INCLUDING CONTACTING SECURITY PERSONNEL AND/OR THE POLICE. IN MAKING ALCOHOL BEVERAGES AVAILABLE AS PART OF THE VIP COLLEGE FOOTBALL GAME EXPERIENCE, THE RELEASED PARTIES ARE RELYING ON THE WINNER AND GUEST EXERCISING MODERATION AND PRUDENCE IN CONSUMING ALCOHOL BEVERAGES AND EXPRESSLY AGREEING TO INDEMNIFY, RELEASE AND HOLD HARMLESS THE RELEASED PARTIES IN CONJUNCTION THEREWITH.
 
TOTAL ARV OF ALL PRIZES: $14,500.
 
There is a limit of one (1) prize per person, family, household, or address. Prize cannot be substituted or transferred by winner. Prize is not redeemable or exchangeable for cash. Winner will be solely responsible for all applicable taxes (not limited to federal, state, local and/or income) on prize. Winners will also be required to provide their Social Security number or tax ID# for tax reporting purposes; and, Sponsor will file an IRS Form 1099 with the Internal Revenue Service for the fair market value of the prize. Except where prohibited by law, participation in the Promotion constitutes permission for Sponsor and its designees to use, as applicable, Entrant’s name, hometown or business address, likeness, statements, other personally identifiable or publicly available business information for promotional, advertising and marketing purposes in any media throughout the world without prize, incentive, consideration, consent or review; and upon request, Entrant will provide written consent to such use.
 
GENERAL CONDITIONS / RELEASE: By participating, Entrants (a) release Promotion Entities, and their respective directors, officers, agents and employees (collectively the “Released Parties”) from any and all liability for any claims, costs, injuries, losses or damages of any kind caused by their participation, including the unauthorized or illegal access to personally identifiable or sensitive information or the acceptance, possession, use, or misuse of the prize; and (b) acknowledge that said parties have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee, expressed or implied, in fact or in law, relative to the prize.  Neither Released Parties nor any service providers are responsible for any incorrect or inaccurate information supplied by Entrants while participating in the Promotion, incorrect or inaccurate transcription of entry information, incorrect/inaccurate recording of purchase transactions made using DFCU Mastercard Debit Card (or failure to record such purchase transactions altogether), or for any human or other error, lost data, omission, interruption, deletion, defect, any other error or malfunction, or late, lost, damaged, misdirected Entries or Mail Entries or postage due mail. CAUTION: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY TAMPER WITH THE ENTRY PROCESS, OR OTHERWISE UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO COOPERATE IN THE PROSECUTION OF ANY SUCH INDIVIDUAL(S) AND TO PURSUE ALL REMEDIES TO THE FULLEST EXTENT PERMITTED BY LAW. TAMPERING EXPRESSLY INCLUDES BUT IS NOT LIMITED TO ENGAGING IN “SHAM” TRANSACTIONS (NOT REAL, BONA FIDE TRANSACTIONS IN THE NORMAL COURSE OF BUSINESS) SO AS TO ILLICITLY ATTEMPT TO RECEIVE SWEEPSTAKES ENTRIES. Use of any automated system to participate is prohibited and will result in disqualification. Entries or Mail Entries that are incomplete, illegible or corrupted are void. Sponsor and Administrator are not liable or responsible for late, invalid or misdirected Entries or Mail Entries, all of which will be disqualified. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. If for any reason the Promotion is not capable of being executed as planned, tampering, unauthorized intervention, fraud, action of Entrants, technical failures or any other causes which in the opinion of Administrator and/or Sponsor, corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Promotion, Administrator reserves the right at its sole discretion to disqualify any suspect Entry or Mail Entry and to cancel, terminate, modify or suspend the Promotion. In the event of any cancellation, termination or suspension, notice thereof will be posted on the DFCU Financial Website (www.dfcufinancial.com) and the selection of the winners will be made in a manner determined by Sponsor/Administrator, in their sole discretion, to be fair, appropriate and consistent with these Official Rules.  Entries or Mail Entries not complying with all rules are subject to disqualification.
 
GOVERNING LAW/JURISDICTION/DISPUTES. Entrants agree that (a) any and all disputes, claims and causes of action arising out of, or connected with, the Promotion or the awarding of prizes shall be resolved individually, without resort to any form of class action, and exclusively by the United States District Court for the Eastern District of Michigan or the appropriate Michigan State Court located in Oakland County, Michigan; (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes but in no event attorneys’ fees; and (c) under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to, claim punitive, incidental and consequential damages and any other damages, other than out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, Entrant's rights and obligations, or the rights and obligations of the Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of State of Michigan, without giving effect to any choice of law or conflict of law rules (whether of the State of Michigan or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than State of Michigan.
 
ENTRANT'S PERSONAL INFORMATION: Information collected from Entrants is subject to DFCU Financial’s Privacy Policy accessible at www.dfcufinancial.com/privacy-policy.
 
WINNERS: For winners’ list, go to www.promodetails.com and enter the keyword “2018DFCUGame DaySweeps”.  Winners’ list will be available after 10/31/18.
© 2018 Exposure Marketing & Promotion, Inc. All Rights Reserved.
 
 
 
 

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.