Choosing the right credit card can be overwhelming, so we've kept it simple.
With a DFCU Visa Platinum credit card, you'll get features and benefits such as no annual fees, competitive variable rates, and security and fraud protection.
Visa Platinum Card
A simple credit card with competitive rates, makes it easy to carry us in your wallet.
Student Visa Platinum Card
Student Visa Platinum credit cards are designed with safety in mind to help build good credit skills.
- If you're between the ages of 14 and 17, you can be approved for an initial credit limit up to $1,000*
- Students over 18 can be approved for a credit limit up to $2,000**
- Earn Cash Back***
- 24/7 account access through DFCU Online
- Visa Guide to Benefits
*A parent residing in Michigan is required to co-sign on all DFCU Student Visa credit cards for students 14 to 17 years old; credit limit is determined by the parent's creditworthiness.
** Co-signer required at time of application if member is under age 21 and has no proof of income. Student status must be verified by a student ID, class registration or tuition bill.
***While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregrate of $25,000 for each approved tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.