Low Intro Rates

Take advantage of our low rates today!

Transfer your high interest rate balances to your DFCU Financial credit card today, and receive our low promotional rate!

Transfer a balance to a new or existing DFCU Visa® Platinum card and receive 4.99% promotional APR (Annual Percentage Rate) for twelve months on BALANCES as of the balance transfer date to your DFCU Visa account.

It's easy. Either...

Open a NEW Visa® Platinum credit card with us and receive:

  • 4.99% introductory APR (Annual Percentage Rate) for six months on PURCHASES made with your new DFCU Visa card within the first 90 days from the date your account opened

  Apply now for your Visa Platinum credit card
Promotion details:
  • NEW Visa cardholders-PURCHASES: we will honor purchase transactions made after the first 90 days from the date your Visa account opens, but you will not receive the promotional APR. Instead your APR on purchases will be the standard rate disclosed on your Credit Card Account Opening Disclosure and will vary based on the Prime Rate. Post-promotional APRs for purchases and balance transfers range from 11.65% - 18.65% based on your creditworthiness when you open your account. Some restrictions apply.
  • BALANCE TRANSFER PROMOTION: 4.99% introductory APR promotional rate is good for twelve months on transferred balances. Following the special offer period, your APR will be at a rate that varies with the market, based on the prime rate, currently 5.50%. Post-promotional APRs for purchases and balance transfers range from 11.65% - 18.65% based on your creditworthiness when you open your account. We will begin charging interest on these balance transfers on the date they are posted to your account. The amount of your balance transfer cannot exceed your credit card limit. Balance transfers may take up to 10 days to process so please continue to make your monthly payments to the other issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. DFCU Financial will not be responsible for any finance charges or late fees incurred due to your nonpayment. Other DFCU Financial credit cards or loan balances cannot be paid with this promotion. Some restrictions apply. 

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

DFCU Financial - Copyright © 2019 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.