Signature Sweepstakes Rules


DFCU VEHICLE SWEEPSTAKES
 
OFFICIAL RULES
 
NO PURCHASE NECESSARY.
TIMING: The “DFCU Vehicle Sweepstakes” (“Sweepstakes” or “Promotion”) begins on 8/18/19 at 12:00 AM [midnight] Eastern Time (“ET”) and ends on 9/20/19 at 11:59:59 PM ET (“Promotion Period”).
 
SPONSOR: DFCU Financial, 400 Town Center Drive, Dearborn, MI 48126. {The Sweepstakes is in no way sponsored, endorsed or authorized by Mastercard International Incorporated.}
 
ADMINISTRATOR: Exposure Marketing & Promotion, Inc., 7111 Dixie Highway, Clarkston, MI 48346.
 
ELIGIBILITY: The Promotion is open only to legal U.S. residents who live and/or work in the lower peninsula of Michigan who, as of 8/18/19, are twenty-one (21) years of age or older and have a personal DFCU Mastercard® debit card linked to their DFCU personal checking account ** (“Entrant”).
 
Accounts MUST be open for the duration of the Promotion Period as well as at the time of the random drawing/winner notification as set forth below}.
 
Employees, directors and officers and their immediate families (spouses and siblings, parents and children and their spouses) and household members of DFCU Financial (“Sponsor”), Exposure Marketing & Promotion, Inc., and their respective parent companies, subsidiaries and affiliates and companies involved in the implementation and execution of the Promotion (collectively the "Promotion Entities") are not eligible. Promotion is void outside of Michigan’s lower peninsula and where prohibited.
 
**For joint personal checking accounts where a DFCU Mastercard debit card has been issued to more than one (1) person, only the primary accountholder (as per Sponsor’s records) will be considered the Entrant.
 
AGREEMENT TO THE OFFICIAL RULES: By participating in the Promotion, each Entrant fully and unconditionally agrees to and accepts these Official Rules and the decisions of the Sponsor and the Administrator, which are final and binding in all matters related to the Promotion. Winning a prize is contingent upon fulfilling all requirements set forth herein.
 
TO ENTER: During the Promotion Period, for each qualifying purchase transaction made using your personal DFCU Mastercard debit card (whether made via the credit or debit option), you will receive one (1) (“Entry”).
 
Restrictions on Entry:
 
The following transactions are not "qualifying" and therefore will not result in entry:
 
 - If a purchase transaction is later voided for any reason (for example, insufficient funds or transaction is unauthorized);
 
 - If the amount due because of a purchase transaction (in whole or in part) is paid via DFCU Financial's Premium Overdraft Plus coverage;
 
 - If a DFCU Mastercard debit card is used to obtain cash at an ATM.
 
In order to qualify as an entry, any purchase must post during the Promotion Period by 9/20/19 at 11:59:59 PM. For the avoidance of doubt, if a given purchase is not "qualifying" and does not result in entry, this determination will not affect an eligible person’s other purchase transaction(s) during the Promotion Period. If an eligible person's other purchase transaction(s) during the Promotion Period are "qualifying", such other purchase transaction(s) will result in an entry.
 
TO ENTER WITHOUT PURCHASE: Print your full name, complete address, daytime telephone number, date of birth, e-mail address, the last three (3) digits of your DFCU Mastercard Debit Card, the expiration date of the card on a 3”x5” card and mail in a business-size (#10) envelope to DFCU Financial Vehicle Sweepstakes ATTN: Marketing, P.O. Box 6048, Dearborn, MI 48121 (“Mail Entry”). Entries must be postmarked by 9/20/19 and received by 9/23/19.
 
If copied or mechanically reproduced, 3”x5” card submission will not result in receipt of Mail Entry. Each 3”x5” card must be submitted separately in its own business-size envelope to result in receipt of Mail Entry; if more than one (1) 3”x5” card is submitted in the same envelope, all 3”x5” cards contained therein are void and no Mail Entries will be received in conjunction therewith.
 
WINNER SELECTION / VERIFICATION: Eleven (11) potential prize winners will be selected in a random drawing from among all eligible Entries and Mail Entries received during the Promotion Period. Odds of winning depend on the total number of eligible Entries and Mail Entries received. The drawing will be conducted by Administrator, an independent judging organization, on or about 9/25/19. Potential prize winners will be contacted by the Administrator by e-mail, mail or phone (in Administrator’s sole discretion) and may be required to complete and return an Affidavit of Eligibility, Liability Release/Assumption of Risk, Indemnification Agreement, and Publicity Release Form (“Affidavit/Release”) within two (2) days of notification. If potential prize winner fails to timely execute and return the Affidavit/Release (if applicable), if potential prize winner is ineligible to receive the prize, or potential prize winner cannot be contacted after reasonable effort as determined by Administrator in its sole discretion, prize will be forfeited and an alternate winner will be selected from among all remaining eligible Entries and Mail Entries received. Entrants agree that a facsimile or electronic (scanned) copy of Affidavit/Release, or, alternatively, an electronic signature or affirmation, will have the same legal force and effect as a hand-signed document.
 
GRAND PRIZE EVENT: All confirmed prize winners (“Finalist” or the “Finalists) will be required to attend and participate in the Grand Prize Event (“Event”) which will randomly determine the one (1) Grand Prize winner. Finalists not winning the Grand Prize will receive a First Prize. Event will take place on 10/19/19, at a time predetermined by Sponsor, at DFCU Offices located at 400 Town Center Drive, Dearborn, MI 48126. Event will be conducted under the supervision of Sponsor and Administrator, whose decisions in all matters of the Event are final. If a Finalist is unable to attend the Event, he/she may designate a proxy to attend in his/her place. If a Finalist (or designated proxy) fails for any reason to appear for the Event, the opportunity to participate in the Grand Prize Event will be forfeited and no alternate participants will be selected. All Finalists must possess and present upon request their own valid driver’s license. Failure to possess, present or execute requested documentation in a timely fashion; meet any eligibility requirement; or comply with any of the instructions herein will result in disqualification. Sponsor not responsible for any expenses associated with attending the Event, including but not limited to transportation, meals, or lodging (if required). The odds of a Finalist becoming the Grand Prize Winner are 1:11. If the Event is cancelled or postponed for any reason, the Grand Prize will be awarded in a random drawing from among the Finalists.
 
PRIZES / APPROXIMATE RETAIL VALUE (ARV): The following prizes will be awarded:
 
GRAND PRIZE (1) – A two (2) year lease of a 2019 Ford Mustang GT (ARV: $25,000).
 
Lease is subject to terms and conditions of vehicle lease agreement of Ford Motor Credit Company LLC d/b/a Ford Credit as lessor, which will be provided to Grand Prize Winner at time of prize award. Winner is subject to credit approval from Ford Credit and will be responsible for execution of and compliance with the standard form of “Red Carpet Lease” through Ford Motor Credit Company. The terms of the lease agreement are made a part of these Official Rules and incorporated herein by reference; should there be an inconsistency between the terms of the lease agreement and these Official Rules, these Official Rules shall prevail, govern and control. Grand Prize Winner must take delivery of vehicle within 30 days of notice of availability from Varsity Ford, 3480 Jackson Road, Ann Arbor, MI 48103 or the Grand Prize may be forfeited. At end of lease term, Grand Prize Winner will be subject to the Lease-End Options made available as part of the terms of the lease agreement. Vehicle has an allotment of 12,000 miles. If mileage allotment is exceeded during lease term or if vehicle is determined to have suffered excessive wear and tear, additional costs associated therewith will be Grand Prize Winner’s responsibility at the end of lease term. Grand Prize Winner is also responsible for vehicle registration, license, tax, insurance fees and for all costs associated with any available upgrade/option not provided with the prize vehicle and any other expenses related to the acceptance and use of the prize not specified herein. Grand Prize Winner must have a valid U.S. driver’s license; proof of insurance is required for Winner to take delivery of vehicle. In accepting the prize, Winner expressly understands and agrees that operating a motor vehicle is an inherently dangerous activity that may expose the driver, passenger(s) and other persons to injury, dismemberment or even death. Vehicle awarded may differ from any vehicle shown in promotional materials. Winner will be responsible for all applicable taxes (not limited to federal, state, local and/or income) on Grand Prize and will be required to provide its tax ID for tax reporting purposes as Sponsor will file an IRS Form 1099 with the Internal Revenue Service for the value of prize awarded and accepted. Prize may not be transferred or assigned. No cash or other substitution may be made, except by the Sponsor, who reserves the right to substitute the prize with another prize of comparable or greater value if the intended prize is not available for any reason as determined by the Sponsor in its sole discretion. Should actual total value of the Grand Prize be less than $25,000, winner will not receive difference in cash. In the event that the Winner is disqualified for any reason, including but not limited to failure to gain credit approval from Ford Credit, the prize will be forfeited and may be awarded to an alternate at the Sponsor’s sole discretion. Except where prohibited by law, participation in the Promotion by Winner constitutes permission from Winner for Sponsor and its designees to use the name, address and other publicly available information regarding Winner for promotional, advertising and marketing purposes in any media throughout the world without prize, incentive, consideration, consent or review.
 
FIRST PRIZE (10) – Trip for winner and one (1) guest to attend the 2019 regular season home game of Detroit's professional football team on Sunday 11/17/19. The prize trip consists of roundtrip ground transportation; two (2) suite tickets to the Detroit home game; on field VIP experience; and a gift bag for the winner. ARV of each First Prize: $3,500. Total ARV of all First Prizes $35,000. 
 
Tickets are valid only for designated home game, as approved by Sponsor. Specific seat location at
approved home game is also of Sponsor’s sole determination. For the avoidance of doubt, winner and
guest will not receive exclusive use of suite; and, without limiting the foregoing, multiple winners/guests
may utilize suite tickets to same home game. Tickets are subject to terms and conditions of use as
indicated thereon as well as venue restrictions; and are not intended for re-sale.
 
Ground transportation departs from and returns to winners residence, or another location approved by Sponsor/Administrator in their sole discretion, which must be within a seventy-five (75) mile radius of the Detroit professional football teams home stadium in Detroit (as determined by Sponsor/Administrator in their sole discretion); driver will not pick up winners guest at a location other than winners residence/approved location within a seventy-five (75) mile radius of Detroit professional football teams home stadium nor will driver make unscheduled stops (except in case of emergency/unforeseen circumstances.)
 
Guest must be 21 years of age or older and must sign and return a Declaration/Release (where lawful), within three (3) days of notification of winner (or perhaps a shorter time period, as discussed above). Should guest fail to timely comply with such requirement, Sponsor/Administrator may allow winner to choose an alternate guest, time permitting. Should winner elect not to have a guest accompany him/her to Detroit for the approved home game or if guest fails to timely comply with Declaration/Release requirement, winner must accept the prize without a guest. In such case, the prize will be awarded in increments appropriate for one (1) attendee (i.e., the winner him/herself) and no alternate prize or compensation will be awarded; this includes but is not limited to the winner receiving only one (1)
ticket to the approved home game.
 
ALCOHOL BEVERAGES MAY BE AVAILABLE UPON REQUEST AT THE HOME GAME. SHOULD WINNER OR
GUEST CHOOSE TO PARTAKE IN ALCOHOL BEVERAGES, WINNER/GUEST DOES SO ENTIRELY AT HIS
OR HER OWN RISK, AND ASSUMES ALL RESPONSIBIITY FOR ANY ADVERSE CONSEQUENCES
RESULTING THEREFROM. IN ALL CASES, RECEIPT OF ALCOHOL BEVERAGES IS MADE CONTINGENT UPON THE WINNER AND GUEST PROVIDING THE ALCOHOL BEVERAGE SERVER WITH VALID, GOVERNMENT-ISSUED PHOTO IDENTIFICATION ESTABLISHING THAT HE/SHE IS OF LEGAL DRINKING
AGE AS WELL AS THEALCOHOL BEVERAGE SERVER’S DETERMINATION IN HIS/HER INDEPENDENT,
PROFESSIONAL JUDGMENT THAT THE WINNER/GUEST HAS NOT ALREADY CONSUMED TOO GREAT A
QUANTITY OF ALCOHOL SO AS TO POSE A DANGER OR THREAT TO HIM/HERSELF OR OTHER PERSONS
AND/OR THEIR PROPERTY. SHOULD ALCOHOL BEVERAGE SERVER DETERMINE IN HIS/HER
INDEPENDENT, PROFESSIONAL JUDGMENT THAT IT IS NOT APPROPRIATE OR PRUDENT TO SERVE
ALCOHOL BEVERAGES TO WINNER OR GUEST BECAUSE OF INVALID IDENTIFICATION FURNISHED BY
WINNER/GUEST, PREVIOUS ALCOHOL CONSUMPTION BY WINNER/GUEST OR FOR ANY OTHER
REASON (E.G., BELLIGERENT, AGGRESSIVE OR ANTI-SOCIAL BEHAVIOR BY WINNER/GUEST), NONE
OF THE RELEASED PARTIES OR THE ALCOHOL BEVERAGE SERVER SHALL HAVE ANY LIABILTY TO
WINNER/GUEST AS TO SAME; AND, IN SUCH CIRCUMSTANCE, SPONSOR AND ADMINISTRATOR (AS
WELL AS ALCOHOL BEVERAGE SERVER) MAY TAKE ANY AND ALL NECESSARY AND APPROPRIATE
ACTIONS SO AS TO PROTECT THEIR RESPECTIVE LEGAL RIGHTS, INCLUDING CONTACTING SECURITY
PERSONNEL AND/OR THE POLICE.
 
Without limiting the preceding, winner and guest must conduct themselves at all times in a socially
responsible, appropriate and well-behaved manner, as well as following all instructions of Sponsor/Administrator and their representatives (including alcohol beverage servers, as discussed
above); failure to do so will result in immediate termination of prize (possibly, without warning) for
winner and/or guest (as appropriate) and perhaps the imposition of other legal sanctions. All expenses and costs related to acceptance and use of prize not expressly listed above are entirely the winner’s responsibility; such expenses include souvenirs, accommodations and gratuities.
 
Total ARV of all prizes is $60,000.
 
PRIZE RESTRICTIONS: Limit of one (1) prize per person, family or household. Prizes may not be transferred or assigned. No cash or other substitution may be made, except by the Sponsor, who reserves the right to substitute the prize (or prize element, as applicable) with another prize/prize element of comparable or greater value if the intended prize/prize element is not available for any reason as determined by the Sponsor in its sole discretion. Winners will be solely responsible for all applicable taxes (not limited to federal, state, local and/or income) on prize, which will be reported to applicable governmental authorities as required by law. Grand Prize and First Prize winner must provide his/her Social Security number or tax ID# for tax reporting purposes; and, Sponsor will file an IRS Form 1099 with the Internal Revenue Service for the fair market value of the Grand Prize (or First Prize, as applicable). Except where prohibited by law, participation in the Promotion constitutes permission from Entrant for Sponsor and its designees to use Entrant’s name, hometown, likeness, statements, other personally identifiable information for promotional, advertising and marketing purposes in any media throughout the world without prize, incentive, consideration, consent or review.
 
GENERAL CONDITIONS / RELEASE: By participating, Entrants (a) release Promotion Entities, and their respective directors, officers, agents and employees (collectively the “Released Parties”) from any and all liability for any claims, costs, injuries, losses or damages of any kind caused by their participation, including the unauthorized or illegal access to personally identifiable or sensitive information or the acceptance, possession, use, or misuse of the prize; and (b) acknowledge that said parties have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee, expressed or implied, in fact or in law, relative to the prize. Neither Released Parties nor any service providers are responsible for any incorrect or inaccurate information supplied by Entrants while participating in the Promotion, incorrect or inaccurate transcription of entry information, incorrect/inaccurate recording of purchase transactions made using DFCU Mastercard Debit Card (or failure to record such purchase transactions altogether), or for any human or other error, lost data, omission, interruption, deletion, defect, any other error or malfunction, or late, lost, damaged, misdirected Entries or Mail Entries or postage due mail. CAUTION: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY TAMPER WITH THE ENTRY PROCESS, OR OTHERWISE UNDERMINE THE LEGITIMATE OPERATION OF THE PROMOTION MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO COOPERATE IN THE PROSECUTION OF ANY SUCH INDIVIDUAL(S) AND TO PURSUE ALL REMEDIES TO THE FULLEST EXTENT PERMITTED BY LAW. TAMPERING EXPRESSLY INCLUDES BUT IS NOT LIMITED TO ENGAGING IN “SHAM” TRANSACTIONS (NOT REAL, BONA FIDE TRANSACTIONS IN THE NORMAL COURSE OF BUSINESS) SO AS TO ILLICITLY ATTEMPT TO RECEIVE SWEEPSTAKES ENTRIES. Use of any automated system to participate is prohibited and will result in disqualification. Entries or Mail Entries that are incomplete, illegible or corrupted are void. Sponsor and Administrator are not liable or responsible for late, invalid or misdirected Entries or Mail Entries, all of which will be disqualified. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. If for any reason the Promotion is not capable of being executed as planned, tampering, unauthorized intervention, fraud, action of Entrants, technical failures or any other causes which in the opinion of Administrator and/or Sponsor, corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Promotion, Administrator reserves the right at its sole discretion to disqualify any suspect Entry or Mail Entry and to cancel, terminate, modify or suspend the Promotion. In the event of any cancellation, termination or suspension, notice thereof will be posted on the DFCU Financial Website (http://www.dfcufinanical.com) and the selection of the winners will be made in a manner determined by Sponsor/Administrator, in their sole discretion, to be fair, appropriate and consistent with these Official Rules. Entries or Mail Entries not complying with all rules are subject to disqualification.
 
GOVERNING LAW/JURISDICTION/DISPUTES. Entrants agree that (a) any and all disputes, claims and causes of action arising out of, or connected with, the Promotion or the awarding of prizes shall be resolved individually, without resort to any form of class action, and exclusively by the United States District Court for the Eastern District of Michigan or the appropriate Michigan State Court located in Oakland County, Michigan; (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes but in no event attorneys’ fees; and (c) under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to, claim punitive, incidental and consequential damages and any other damages, other than out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, Entrant's rights and obligations, or the rights and obligations of the Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of State of Michigan, without giving effect to any choice of law or conflict of law rules (whether of the State of Michigan or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than State of Michigan.
 
ENTRANT'S PERSONAL INFORMATION: Information collected from Entrants is subject to DFCU Financial’s Privacy Policy accessible at http://www.dfcufinancial.com/privacy-policy.
 
WINNERS: For winners’ list, go to www.promodetails.com and enter the keyword “2019DFCUVehicleSweeps”. Winners’ list will be available after 10/31/19.
 
This promotion is in no way sponsored, endorsed or administered by, or associated with Ford Motor Company or Mastercard.
 
 
 


 
 

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.