Auto Loans

Find it. Finance it. Drive it away.

Welcome to the DFCU AutoCENTER!


No matter how you buy your next car, our auto loans offer:

Start now.

How would you like to purchase your next car?

Is your dealer on the DFCU Participating Dealer list?


DFCU AutoSMART Online Services


If you want to shop and find your next car online, AutoSMART is your way to go. Here's how it works:

Find and Finance Your Car Online Now
  • Shop and find your new or used car on the DFCU AutoSMART website
  • Complete and submit your AutoSMART loan application to begin receiving instant email notifications and your DFCU AutoSMART Approval CERTIFICATE
  • Download your certificate to take to your DFCU Participating Dealer—or simply go to your dealer and have them access your DFCU AutoSMART Approval CERTIFICATE online
  • Close your loan at the dealer and drive away
  • Watch and learn about the AutoSMART experience

You'll receive an immediate loan decision once you apply.

Apply Now

You'll receive an immediate loan decision once you apply.

Refinance Today

DFCU AutoPREMIER Auto Buying Service

If you don't have the time or inclination to visit dealers and negotiate a good price on your next car purchase, DFCU AutoPREMIER does it for you - at no cost to you. Our unique auto buying service lets our specialists bargain for you to secure preferred AutoPREMIER pricing on new autos and a special $200 service credit incentive on pre-owned vehicles. Your specialist will work with you and a dealer you select from our approved AutoPREMIER dealer list until you drive away in your new car.

Get started now:

  1. Review the DFCU/AutoPREMIER dealer list
  2. Apply Now
  3. Contact an AutoPREMIER specialist from the options below:
 
Loan Type Fixed APR3 Max Fixed Terms
New Vehicle Purchase with Auto Pay from DFCU Financial Checking or Savings As low as 2.49% APR Ask for details
New Vehicle Purchase without Auto Pay As low as 2.74% APR Ask for details
Used Vehicle Loan with Auto Pay from DFCU Financial Checking or Savings As low as 2.74% APR Ask for details
Used Vehicle Loan without Auto Pay As low as 2.99% APR Ask for details

Rates effective as of 12/3/2016

3Risk Based: The APR (Annual Percentage Rate) you receive is based on your credit worthiness and the term of your loan. Please ask us for the initial rate that you qualify for. Preferred Rates with Auto Pay: As shown in the above APR (Annual Percentage Rate), you will receive a discount of 0.25% on your interest rate with automatic payment from a DFCU Financial checking or savings account. Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan. Late Charges: If your payment is more than 15 days late you will be charged a $20 late fee. DFCU Financial reserves the right to change rates at any time prior to loan closing.
 

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

DFCU Financial - Copyright © 2016 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.