Close Your Loan Electronically

With eSign, you can close your loan from your couch.

The fast, easy and secure way to sign loan documents...anywhere.

eSign, powered by DocuSign,® allows our consumer loan members to securely sign loan documents using the highest levels of security to verify your identity and then encrypting the documents for the electronic transfer process between you and DFCU.
Learn more about DocuSign.

eSign benefits:

  • It's free
  • It's fast--sign and return documents electronically to us on any Internet enable device in minutes
  • It's easy--no paper, printing, faxing or mailing

How it works:

  1. Email Notification--you'll receive an email to review and sign your documents.
  2. Identity Verfication--a link in your email will direct you to a few security questions to verify your identity.
  3. Signatures--review the document; click to sign electronically where instructed (no need of special software).
  4. Confirmation Email--you and DFCU receive the signed document via email. If you do not create a DocuSign account, it's important to keep your confirmation email to reference your signed documents later.
  5. Document Retention--print or download a copy of your documents for your records

Frequently Asked Questions

An electronic signature, or eSignature, is an electronic indication of intent to agree to or approve the contents of a document. On the other hand, a digital signature is one form of electronic signature, and it refers to a specific technology that enables users to ensure the authenticity of the signer and to trust that a signature is valid through the use of a public and private key pair.

Yes, electronic signatures are legally binding in the United States. There are two Acts that establish this legality of electronic signatures – the U.S. Electronic Signatures in Global and National Commerce Act (ESIGN, 2000) and the Uniform Electronic Transactions Act (UETA, 1999).  Both ESIGN and UETA establish that electronic records and signatures carry the same weight and legal effect as traditional paper documents and handwritten signatures stating: A document or signature cannot be denied legal effect or enforceability solely because it is in electronic form.

DocuSign eSignatures offer bank-grade security and operations. Each electronic signature is unique, documentable, encrypted,and tamper-evident. DocuSign guarantees the confidentiality of all transactions and provides multi-faceted verification of signing events.

No. A DocuSign account is not required to sign a document. However, if you don’t create a DocuSign account, it is critical that you print or download a copy of the documents for your records and save the confirmation email to review your signed document(s) in the future.

If you’d prefer to sign the document by hand, we can send the form to you by mail or email. You can then sign it and mail it back to us, or drop it off at one of our convenient branch locations. Contact our Member Service Center at 888.336.2700.

Most modern computers will work fine with DocuSign. For more information on the minimum system requirements needed to enjoy the DocuSign experience, please visit the DocuSign website.


NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

DFCU Financial - Copyright © 2016 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.