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Home Equity Rates

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Rates effective Saturday, April 19, 2014

Home Equity Loan Rates

Loan TypeAPRLoan AmountMax Fixed TermMax Variable TermMax CLTV
Home Equity Line of CreditAs low as 4.50% APR$10,000 to $250,000N/AN/A<=75%
Home Equity Line of CreditAs low as 5.00% APR$10,000 to $250,000N/AN/A85%
Closed End Home Equity LoanAs low as 5.5% APR$10,000 to $250,00060 MonthsN/A<=75%
Closed End Home Equity LoanAs low as 6.00% APR$10,000 to $250,000120 MonthsN/A<=75%
Closed End Home Equity LoanAs low as 6.75% APR$10,000 to $250,000180 MonthsN/A<=75%
Closed End Home Equity LoanAs low as 6.75% APR$10,000 to $250,00060 MonthsN/A85%
Closed End Home Equity LoanAs low as 7.250% APR$10,000 to $250,000120 MonthsN/A85%
Closed End Home Equity LoanAs low as 7.75% APR$10,000 to $250,000180 MonthsN/A85%

Preferred Discount Rates Available!

You will receive a discount of 0.25% on your interest rate for automatic payment from a DFCU Financial checking or savings account, as shown in the above APR (Annual Percentage Rate). Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan.

Our loans may pay you cash back!

It's called CASH BACK. The more you bank with us, the greater your potential payday could be. Qualified members receive a reward of one-half percent (0.50%) on their average yearly loan and deposit balances from the prior year.

It's easy.

You don't have to be a loan expert - that's our job. One of our loan specialists is available to help you determine which type of loan is right for you. Contact DFCU Financial for more information or apply online.

Notes:

Home Equity Loans must be for a primary Michigan residence and must be owner-occupied. Property, title and/or flood insurance, if applicable, are required.

APR = Annual Percentage Rate

CLTV = Combined Loan To Value

Fixed-Rate Home Equity Loan: NO Annual Fee

Home Equity Line of Credit: $50 Annual Fee