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Auto Loan Rates

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Rates effective Friday, April 18, 2014

Auto Loan Rates

Loan TypeFixed APRMax Fixed Terms
New Vehicle Purchase with Auto Pay from DFCU Financial Checking or SavingsAs low as 2.49% APRAsk for details
New Vehicle Purchase without Auto PayAs low as 2.74% APRAsk for details
Used Vehicle Loan with Auto Pay from DFCU Financial Checking or SavingsAs low as 2.74% APRAsk for details
Used Vehicle Loan without Auto PayAs low as 2.99% APRAsk for details

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Additional information about our auto rates.

  • Risk Based: The APR (Annual Percentage Rate) you receive is based on your credit worthiness and the term of your loan. Please ask us for the initial rate that you qualify for.
  • Preferred Rates with Auto Pay: As shown in the above APR (Annual Percentage Rate), you will receive a discount of 0.25% on your interest rate with automatic payment from a DFCU Financial checking or savings account. Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan.
  • Late Charges: If your payment is more than 15 days late you will be charged a $20 late fee.
  • DFCU Financial reserves the right to change rates at any time prior to loan closing.
  • APR = Annual Percentage Rate
  • CLTV = Combined Loan To Value