Risk Based: The APR (Annual Percentage Rate) you receive is based on your credit worthiness. Please ask us for the initial rate that you qualify for.
Preferred Rates: You will receive a discount of 0.25% on your interest rate for automatic payment from a DFCU Financial checking or savings account, as shown in the above APR (Annual Percentage Rate). Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan.
Late Charges: If your payment is more than 15 days late you will be charged a $20 late fee.
DFCU Financial reserves the right to change rates at any time prior to loan closing.
APR = Annual Percentage Rate
CLTV = Combined Loan To Value