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Certificate & IRA Certificate Rates

Certificate & IRA Certificate Rates

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Rates effective Wednesday, April 23, 2014

Certificate & IRA Certificate Rates

TermAPY*Dividend RateDividend PaymentTier
3 month Certificate or IRA0.15% APY0.150%Compounded Quarterly$1,000 to $24,999
3 month Certificate or IRA0.20% APY0.200%Compounded Quarterly $25,000 to $99,999
3 month Certificate or IRA0.25% APY0.250%Compounded Quarterly$100,000 and up
6 month Certificate or IRA0.20% APY0.200%Compounded Quarterly$1,000 to $24,999
6 month Certificate or IRA0.25% APY0.250%Compounded Quarterly $25,000 to $99,999
6 month Certificate or IRA0.30% APY0.300%Compounded Quarterly$100,000 and up
1 Year Certificate or IRA0.25% APY0.250%Compounded Quarterly$1,000 to $24,999
1 Year Certificate or IRA0.30% APY0.300%Compounded Quarterly$25,000 to $99,999
1 Year Certificate or IRA0.35% APY0.350%Compounded Quarterly$100,000 and up
2 Year Certificate or IRA0.35% APY0.350%Compounded Quarterly$1,000 to $24,999
2 Year Certificate or IRA0.40% APY0.400%Compounded Quarterly$25,000 to $99,999
2 Year Certificate or IRA0.50% APY0.500%Compounded Quarterly$100,000 and up
3 Year Certificate or IRA0.40% APY0.400%Compounded Quarterly$1,000 to $24,999
3 Year Certificate or IRA0.45% APY0.450%Compounded Quarterly$25,000 to $99,999
3 Year Certificate or IRA0.60% APY0.599%Compounded Quarterly$100,000 and up
5 Year Certificate or IRA0.80% APY0.798%Compounded Quarterly$1,000 to $24,999
5 Year Certificate or IRA0.90% APY0.897%Compounded Quarterly$25,000 to $99,999
5 Year Certificate or IRA1.00% APY0.997%Compounded Quarterly$100,000 and up

Additional Information about our Certificates:
• Rates subject to change without notice at any time
• Penalties may apply for early withdrawals
• DFCU Financial deposit products are insured by the NCUA

*APY = Annual Percentage Yield