Grand Rapids

Retirement Readiness: Social Security Options

Retirement Readiness: Social Security Options

Retirement comes with a lot of questions, many of which are about how retirees should handle their Social Security benefits. During this seminar, we’ll answer the following questions:

  • Should you take your benefits as early as possible, or is it better to wait?
  • What’s the difference in income you’ll receive if you wait?
  • Can you work and still receive Social Security?
  • As half of a dual-income household, how can you maximize your Social Security benefits?


NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.