Member Perks

Why choose DFCU Financial?

We're the only financial institution qualified to be your financial partner for life.

Your DFCU Financial team has the knowledge and experience to guide you toward financial decisions that help you achieve all of life's milestones. From educational seminars to the perfect loan for your budget, we align our products and services with you and use our expertise and resources to guide you to financial success.


We'll empower you to take charge of your finances.

Our goal is to build your financial confidence. Our holistic approach to banking is unique, and our local experts will help you and your family achieve financial stability.

You can get a personalized evaluation of your financial situation and a road map to help you achieve your financial goals by scheduling a one-on-one consultation. You can also attend one of our free financial education seminars at a location near you.

We'll make it easy for you to manage your money.

DFCU Online allows you to manage your money anytime, any place with your computer or mobile device. DFCU Mobile lets you deposit checks, transfer funds, pay bills and check balances on your Apple or Android devices. And since we're part of the CO-OP Network, you can access nearly 30,000 fee-free ATMs nationwide.

We'll help you save your money.

Take advantage of our 15% membership discount at The Henry Ford. RxOptical VisionAdvantage offers discounted optical care at locations throughout Michigan. You can even save up to $15 on TurboTax federal products. We also offer discounts on insurance, and we offer notary public services at no charge (notary public service is also available to non-members for a $10 fee).

We'll pay you each January.

Through our record-breaking Cash Back loyalty reward, we consistently pay out more money to our members than any other financial institution in the entire country.

Qualified members receive a one-quarter percent (0.25%) Cash Back loyalty reward on their entire relationship with us, based on the average loan and deposit balances annually*. Each qualified member receives a minimum of $25. We've paid hundreds of millions in Cash Back to our members since 2007.

Whether you're a borrower or a saver, you may be eligible for Cash Back this January.