888.336.2700 Appointment Locations

Share / IRA Certificate Rates

Rates effective as of 12/6/2024

Printer FriendlyShare Certificates

3 month

Tier APY1
$1,000 to $24,999  4.00%
$25,000 to $99,999  4.15%
$100,000 and up  4.25% 

6 month

Tier APY1
$1,000 to $24,999 4.25%
$25,000 to $99,999 4.35%
$100,000 and up 4.50%

1 year

Tier APY1
$1,000 to $24,999 3.50%
$25,000 to $99,999 3.50%
$100,000 and up 3.50%

18 month

Tier APY1
$1,000 to $24,999 3.25%
$25,000 to $99,999 3.35%
$100,000 and up 3.50%

2 year

Tier APY1
$1,000 to $24,999 1.75%
$25,000 to $99,999 2.00%
$100,000 and up 2.20%

3 year

Tier APY1
$1,000 to $24,999 1.75%
$25,000 to $99,999 2.00%
$100,000 and up 2.20%

5 year

Tier APY1
$1,000 to $24,999 1.75%
$25,000 to $99,999 2.00%
$100,000 and up 2.20%

Rates effective as of 12/6/2024

1APY = Annual Percentage Yield. Paid and compounded quarterly. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.