personal credit cardsDFCU Platinum Mastercard®
Discover a 5.99% introductory APR for six months with no annual fee.** One card built to keep things simple. Choosing a credit card shouldn’t be complicated. As a DFCU member, you get a low, competitive rate, zero annual fees, and the security features you need to spend with confidence.
Get More From Your DFCU Platinum Mastercard
A credit card with a competitive rate is easy to carry. And this one’s even easier to use. With a DFCU Platinum Mastercard credit card, you’ll get features and benefits such as:
No annual fees and competitive variable rates
Eligible for Cash Back*
Contactless payments – tap and go, no touching the terminal
Security and fraud protection, including the Card CMD app to control your card from your phone
Eligibility in our Mastercard Sweepstakes, as well as other monthly campaigns
See all relevant terms and conditions
Safe Spending Wherever You Roam
Mastercard provides travel assistance and other card services to help you feel secure while you travel.
Important phone numbers to have handy:
DFCU Financial:
888.336.2700Lost or Stolen Debit Cards: Normal Business Hours: 888.336.2700
After Hours:
833.448.0024
Lost or Stolen Credit Cards: 888.999.0095
International Collect:
531.233.6341Mastercard Assistance***
888.999.0095
Credit Card Payoff Calculator
Use this calculator to estimate how long it will take you to accomplish this goal.
Need to Make a Payment? We Make It Easy.
By Phone
Call the DFCU Member Service Center at 888.336.2700 or the Cardholder Customer Service Center at 888.999.0095,
option 6.
By Mail
Send your payment to:
P.O. Box 2711
Omaha, NE 68103-2711
Frequently Asked Questions
DFCU Platinum Mastercard® is a membership benefit, so you’ll need to be a DFCU Financial member (or become one) before applying. If you’re not yet a member, you can open a share savings account online, by phone, or at a branch in just a few minutes, then apply for your card right after.
Your rate switches to your standard variable APR. That standard rate applies to both purchases and any remaining balance transfer amount once the six-month introductory period is over.
Yes. The 5.99% introductory APR applies to balance transfers as well as purchases during your first six months as a new cardholder. Moving a balance over during that window is one of the more member-friendly ways to pay down higher-interest debt from another card.
Your credit limit is based on factors like your income, existing credit history, and your overall relationship with DFCU Financial. It’s set during the application process, so the limit you’re approved for is tailored to your individual financial picture rather than a flat number for every cardholder.
CardCMD lets you monitor your DFCU Financial credit and debit cards. It also lets you control dependent purchases, and even lock your cards if they’re lost or stolen.
Features & benefits:
- Establish card controls to let DFCU know which transactions should be approved based on location, merchant types, transaction types, and spend limits.
- Tailor your alert preferences to your spending patterns and use them to notify you of unusual purchases.
- Easily view recent card transactions.
- Explore spend insights to view details about what, when, and where you have spent money using the card.
- Use the View Digital Card for card details that can be used to make online purchases or store with a merchant.
- Use the Card on File feature to see which merchants you have chosen to store your card information.
- Report lost or stolen cards.
- Order a replacement card.
- For credit cards, make a payment or see statements.
To use CardCMD, you will have to enroll in DFCU Online.
- Log in to your account using DFCU Online or DFCU Mobile.
- Select CardCMD in the menu located between Transactions and Services.
- Click Add Card and enter your 16-digit DFCU Financial card number, security code, and expiration date.
- You will be prompted to verify your identity with a unique code or number.
- Terms and Conditions will be presented, click Accept to complete the process.
- Repeat the process for additional cards.
Bank Smarter With These Solutions
Support You Can Count On
Whether you’re ready to join or just have questions, our team is here to help you move forward with confidence.
Financial Wellness Tips & Tools
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New Online Banking DashboardBeginning Tuesday, March 10, DFCU Online will have a new look. These updates are designed to make your online banking experience cleaner, simpler, and easier to navigate.
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Unlock the Power of Your MoneyAt DFCU Financial, we are dedicated to helping you save BIG. We have a ton of tools and products to make it happen, like Cash Back, awesome webinars on living debt-free and keeping your credit healthy, and our amazing Debit RoundUp feature.
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Beginning Tuesday, March 10, DFCU Online will have a new look. These updates are designed to make your online banking experience cleaner, simpler, and easier to navigate.
Learn MoreDFCU Financial
Digital wallets have emerged as a cornerstone of modern financial transactions. These convenient applications, often found on your smartphone, smartwatch, or computer, are rapidly transforming how we make purchases, store financial data, and manage our money. Learn more.
Learn MoreDFCU Financial
At DFCU Financial, we are dedicated to helping you save BIG. We have a ton of tools and products to make it happen, like Cash Back, awesome webinars on living debt-free and keeping your credit healthy, and our amazing Debit RoundUp feature.
Learn More**5.99% Promotion details for NEW Mastercard cardholders: 5.99% APR will apply to purchases made within the first 90 days and the balances from those purchases for six months from the date that your Mastercard account opens. After 90 days from the date that your Mastercard account opens, your APR on purchases will be the standard rate disclosed on your Credit Card Account Opening Disclosure and will vary based on the Prime Rate. After six months from the date that your Mastercard account opens, the promotional rate will expire for all balances. Post-promotional APRs for purchases and balance transfers range from 13.50% to 18.00% based on your creditworthiness when you open your account. Some restrictions apply.
*** Travel Assistance Services are available worldwide, with the exception of those countries and territories which may be involved in an international or internal conflict, or in those countries and territories where the existing infrastructure is deemed inadequate to guarantee service. You may contact (Mastercard) prior to embarking on a covered trip to confirm whether or not services are available at your destination(s).
