Money Market Accounts

Saving solutions for life’s milestones.

Our most popular deposit product with higher yields and 24/7 access to your money.


Our Insured Money Market Accounts (IMMA) makes your money work harder for you.

  • As your IMMA balance increases, so does your dividend rate
  • Limited check writing (6 checks per month)
  • Tiered rate structure based on money market balances
    • $0 to $2,499
    • $2,500 to $24,999
    • $25,000 to $49,999
    • $50,000 to $99,999
    • $100,000 to $249,999
    • $250,000 to $499,999
    • $500,000 and more
  • Can increase Cash Back loyalty reward

Tier APY2
$0 to $2,499  0.02%
$2,500 to $24,999  0.02%
$25,000 to $49,999  0.02%
$50,000 to $99,999  0.02%
$100,000 to $249,999  0.05%
$250,000 to $499,999  0.10%
$500,000 and up  0.15% 
   

Premier Money Market
Tier APY2
$0 to $2,499  0.02%
$2,500 to $24,999  0.02%
$25,000 to $49,999  0.02%
$50,000 to $99,999  1.00%
$100,000 to $249,999  1.50%
$250,000 to $499,999  2.50%
$500,000 to $999,999  2.75%
$1,000,000 and up  3.00%

Rates effective as of 4/13/2024

Note: $2,500 minimum deposit to open. Premier Money Market $250,000 minimum to open.
2APY = Annual Percentage Yield. Paid and Compounded Monthly. Fees could reduce account dividend earnings. Dividend rate may change after the account is opened. $5 minimum required to open a Savings Account, Special Savings Account, or Holiday Savings Account. $20 minimum required to open a Checking Account and Interest Checking Plus Account. $2,500 minimum required to open an Insured Money Market Account. Deposit account balance may increase your Cash Back. DFCU Financial deposit products are insured by the NCUA.