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Our most popular deposit product with higher yields and 24/7 access to your money.
Our Insured Money Market Accounts (IMMA) makes your money work harder for you.
- As your IMMA balance increases, so does your dividend rate
- Limited check writing (6 checks per month)
- Tiered rate structure based on money market balances
- $0 to $2,499
- $2,500 to $24,999
- $25,000 to $49,999
- $50,000 to $99,999
- $100,000 to $249,999
- $250,000 to $499,999
- $500,000 and more
- Can increase Cash Back loyalty reward (please note: the Premier IMMA is ineligble for Cash Back)
| Tier |
APY2 |
| $0 to $2,499 |
0.02% |
| $2,500 to $24,999 |
0.02% |
| $25,000 to $49,999 |
0.02% |
| $50,000 to $99,999 |
0.02% |
| $100,000 to $249,999 |
0.05% |
| $250,000 to $499,999 |
0.10% |
| $500,000 and up |
0.15% |
| |
|
Premier Money Market
| Tier |
APY2 |
| $0 to $2,499 |
0.02% |
| $2,500 to $24,999 |
0.02% |
| $25,000 to $49,999 |
0.02% |
| $50,000 to $99,999 |
1.50% |
| $100,000 to $249,999 |
3.00% |
| $250,000 to $499,999 |
3.50% |
| $500,000 to $999,999 |
3.50% |
| $1,000,000 and up |
4.00% |
Rates effective as of 12/6/2024
Note: $2,500 minimum deposit to open.
2APY = Annual Percentage Yield. Paid and Compounded Monthly. Fees could reduce account dividend earnings. Dividend rate may change after the account is opened. $5 minimum required to open a Savings Account, Special Savings Account, or Holiday Savings Account. $20 minimum required to open a Checking Account and Interest Checking Plus Account. $2,500 minimum required to open an Insured Money Market Account. Deposit account balance may increase your Cash Back (Premier IMMAs excluded). DFCU Financial deposit products are insured by the NCUA.