Personal Loans

07/18/2026

DFCU Financial

Understanding the Risks and Benefits of a Personal Loan

Whether you’re dreaming of consolidating debt, renovating your home, or managing unexpected expenses, personal loans might just be the answer you’re looking for. In this article, we’ll cover the costs involved, the application process, and the risks and benefits you should keep in mind.

04/18/2026

DFCU Financial

Is a Personal Loan for Debt Consolidation Right for You?

Are you considering taking out a personal loan to help with your debt but feeling overwhelmed by the options and jargon? Don’t worry; we’ve got you covered. In this article, we’ll walk you through what you need to know about personal loans, how they work, and how they compare with other options for debt consolidation.

06/18/2025

DFCU Financial

Unlocking Possibilities: How a Personal Loan Can Help

Whether you want to consolidate debt, spruce up your home, or tackle unexpected expenses, personal loans can deliver the capital you need and offer the flexibility and convenience you’ll appreciate. In this article, we’ll cover how personal loans work and when you might consider one.

*While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.

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Locations & Hours

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Member Service Center Hours

Monday – Friday
9:00 am – 5:00 pm EST
Saturday 9:00 am – 2:00 pm EST
313.336.2700 or 888.336.2700

Business & Treasury Support Hours

Monday – Friday
9:00 am – 5:00 pm EST
888.337.7775

Debit or Credit Card Issues

Call if you lost your card or there have been unauthorized charges:

Debit
888.336.2700 business hours
833.448.0024 after hours

Credit
888.999.0095

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Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

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NMLS ID: 409709