When you are enrolled in Premium Overdraft coverage for your checking account, the check or e-check transactions made using your checking account number and automatic bill payments are covered.
When you are enrolled in Premium Overdraft Plus coverage for your checking account, and you opt-in, your Debit Card point of sale purchases and withdrawals are covered.
Whether you need to use your ATM/Debit Card and don't have enough available money in your account to cover the charges or you are using your ATM/Debit Card and you are declined when you are settling your bill at the store or restaurant.
Opting-in ensures your Debit Card point of sale purchases and ATM transactions process without interruption, or being declined, due to lack of available funds in your account.
There is no limit to the total fees we can charge you for overdrawing your account.