Commercial Banking

Meet your expert team.

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DFCU Financial's Commercial Banking team can assist you with everything from simple requests to complex financing when it comes to your business.

Our simplified product line and levels of financial guidance positions us as the only financial relationship you'll need. Simply put, we understand business.
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Phil Kapanowski
Managing Director - Commercial Banking

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Phil holds a Bachelor of Arts degree in Finance from the University of Detroit and an MBA in Management from Wayne State University. Phil has spent the majority of his 35 years in Commercial Banking assisting small and mid-sized companies with their commercial banking and financing needs.

 

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Nick Fadel
Managing Director - Commercial Banking

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Responsible for managing and growing the Commercial Banking team here at DFCU, Nick has been providing financial solutions to commercial banking clients for over 30 years. Vast experience in credit underwriting, business development and management of commercial loan portfolios.

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Christien Brow
Vice President - Treasury Management Manager for Commercial Banking

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Christien holds a Bachelor of Arts from Michigan State University and has twelve years of experience as a Treasury Management professional, working with clients across multiple industries to provide cash management and fraud mitigation solutions. She takes a consultative approach with her clients, learning the unique operations of each business, and helps to implement effective banking practices. 

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NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.