Checking Account Options

    Home / Perks

How does a checking account that saves you money sound? DFCUPerks does that and more. 

With DFCUPerks and DFCUPerks Plus accounts, you'll enjoy added benefits that you won't find anywhere else. From cell phone protection to roadside assistance, and nearly 400,000 nationwide deals, you can expect more from your DFCUPerks and Perks Plus accounts.

Save money with DFCUPerks.

Perk If Purchased Individually Included with DFCUPerks
CarRoadside Assistance $59 Yes
PhoneCell Phone Protection $96 Yes
Magnifying GlassCredit Monitoring
(Credit report, Score and Fraud Resolution)		 $120 Yes
PersonIdentity Theft Aid
(Personal Benefit up to $2500)		 $84 Yes
Annual Total $359 $72
+ Thousands of deals on prescriptions, tires, rental cars, dining, travel and more

These perks and more for only $6 each month2.

 

Choose Your Account

  • All of the great benefits you see above
  • Anywhere Banking  (DFCU Online, mobile deposit, bill pay, text banking)
  • Eligible for our Cash Back loyalty reward 1
  • Free money orders and cashier's checks
  • Two free basic check orders per year
  • Earned interest on your checking balance
  • $10 a month, waived when you maintain a minimum balance 2
Open an Account
  • All of the great benefits you see above
  • Anywhere Banking  (DFCU Online, mobile deposit, bill pay, text banking)
  • Eligible for our Cash Back loyalty reward 1
  • $6 a month
  • No minimum monthly balance required
Open an Account
  • No minimum monthly balance required
Open an Account

Best of all, signing up for a Perks account couldn't be easier. Call 888.336.2700, open an account online or visit your nearest branch and you can be enjoying your Perks benefits in no time.

Benefits

Cell Phone Protection

Cell Phone Protection

Cell Phone Protection

Pay your bill with your DFCUPerks account, and if your phone's broken or stolen, you're covered up to $400.*

ID Theft Aid

ID Theft Aid

ID Theft Aid

Receive up to $2,500 for covered expenses you incur to restore your identity.*

Shop Local, Save Local

Shop Local, Save Local

Shop Local, Save Local

Local and national discounts at your favorite merchants.

Health Savings Card

Health Savings Card

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.

Roadside Assistance

Roadside Assistance

Roadside Assistance

Available 24/7 and free to use, up to $80 in service charges are covered.

Travel Accidental Death Coverage

Travel Accidental Death Coverage

Travel Accidental Death Coverage

In the event of accidental death while traveling, you're covered up to $10,000.*

Our Members Love It

Submit Your Savings Story

FAQ

DFCUPerks and DFCUPerks Plus are new accounts that offer more benefits than any other checking account we've offered before. Our new accounts give you access to discounts at your favorite stores, along with savings on cell phone repair, roadside assistance, and even prescriptions. 

It's easy! Simply call 888.336.2700 or visit your nearest branch and let us know you'd like a DFCUPerks or DFCUPerks Plus account. We'll be happy to upgrade you and get you activated with our Perks app so you can start saving immediately. No new application, no new account number, no new debit card. 

Any member over the age of 18 can open a DFCUPerks or DFCUPerks Plus account.

The following account types are not eligible for a DFCUPerks or DFCUPerks Plus account: Club, Conservator, Estate, Representative Payee, or Irrevocable Living Trust.

Once you open or convert your DFCUPerks account, the next step will be to download our DFCUPerks app and register with our partner, bazing.com. All of the benefits are active immediately, with the exception of cell phone protection, which becomes active 30 days after you open or convert your DFCUPerks account.

Don't fret! You can still receive the same great benefits and discounts. Simply contact BaZing Customer Service at: 855-U-BAZING or email customer.service@bazing.com, and they will send you a benefits package in the mail. You can also find all the same great deals online at bazing.com. 

* Cell phone protection and personal identity protection are subject to additional terms and conditions. Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency. 1 Cash Back is not guaranteed and will depend on DFCU’s performance. Some restrictions apply. Please visit dfcufinancial.com for details. 2 Monthly fee waived when you maintain a $10,000 minimum average daily balance combined for DFCUPerks Plus, savings, IMMA, Checking or Certificates.

Equal Housing Opportunity
NCUA
 

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of
our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

DFCU Financial - Copyright © 2023 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.