If your business has a high level of activity and more complex banking needs, then DFCU Commercial's treasury management services are what you need.
Features include:
- Competitive earnings credit rate
- Online banking, bill pay and mobile banking at no charge
- Incorporate Treasury Management Services available including:
- ACH
- Remote deposit capture
- Zero balance accounts
- Merchant services
- Cash back – qualified members receive one-half percent (0.50%) on their average yearly business loan and deposit balances from the prior year
Business Savings
- Interest-bearing savings account
- Minimum balance of $5,000 to avoid a monthly fee
- Business Cash Back loyalty reward--our way of thanking you for choosing us
Business Certificates
- Interest-bearing certificate providing businesses both short- and long-term savings options
- Low minimum amount of $1,000 to open
- Business Cash Back loyalty reward--our way of thanking you for choosing us
Note: our business loans and credit cards could also pay Cash Back to qualified members each January.
Cash Back is one-half percent (0.50%) of your average yearly business loan and deposit balances. Example: For every $100,000 in average yearly business loan and deposit balances, receive $500 in Cash Back!
You can increase efficiency and reduce costs by collecting and disbursing payments through Automated Clearing House (ACH). This allows you to safely and conveniently issue ACH transactions through business online banking.
Features include:
- Direct deposit of payroll
- Vendor payments
- State and federal tax payments
- Mitigate payment fraud
- Simplify account reconciliation
- Forecast accurate cash position
Improve cash flow and make deposits without taking a trip to the branch. Utilizing a desktop scanner and business online banking, you can deposit checks at your convenience, from the comfort of your desk.
Features include:
- Deposits made prior to 8:00 p.m. on business days receive same-day credit
- Deposit to multiple DFCU Financial business accounts
- Create reports and view archived check images for up to 180 days
- Encrypted data transmission for added security
Consolidate funds in your business’s primary operating account while automating transfers between collection and disbursement accounts. At the end of each business day, an automated transfer is made between the operating account and designated zero balance account (ZBA), bringing the ZBA to a $0.00 balance.
Features include:
- Consolidate funds in the operating account, maximizing earnings credit potential
- Eliminate the need for manual transfers and prevent overdrafts
- Streamline account reconciliation
DFCU Financial has partnered with First Data®, the global leader in merchant services.
No matter what type of small business you run, credit card processing is an integral part of your operations. You need simple, secure, and innovative business credit card solutions to help you solve your unique challenges.
POS Solutions
Take your business to the next level with the right POS solution. Not only can our point-of-sale (POS) solutions help you securely accept payments, but they can also help you manage your entire operation.
From tracking inventory and scheduling employees to marketing to customers, each of our POS solutions for small business owners delivers an integrated experience that can make running your business easier and smarter. Built-in payments, combined with hundreds of business management apps, enable your Clover POS system to scale with your growing needs.