Treasury Management

Designed for active businesses with complex needs.

    Home / Business / Treasury Management

If your business has a high level of activity and more complex banking requirements, then DFCU's Treasury Management services are what you need. 

 

Bill Payment

It’s easier than ever to pay and keep track of your bills with Online Bill Pay. You’ll have total control with fewer steps and more protection. Just choose a bill, enter your information and decide how much and when to pay it. You can pay any company or any person any amount on any date you choose—and we guarantee your payment will arrive on time.

Courier Service

Busy? Allow our courier to pick up your scheduled deposits! Ask your Customer Service Representative about this convenient, time saving service.

Min. maintained balance and monthly service fee of $50 apply.

Remote Deposit Capture

Time and money are precious business resources, so improve cash flow and make deposits from the comfort of your desk with Remote Deposit Capture.

Features include:
  • Deposits made prior to 8:00 p.m. on business days receive same-day credit
  • Deposit to multiple DFCU Financial business accounts
  • Create reports and view archived check images for up to 180 days
  • Encrypted data transmission for added security

Min. maintained balance, one time set-up fee of $35 and monthly service fee of $35 apply. Subject to approval and fees apply.

ACH Origination

DFCU Financial offers Automated Clearing House (ACH) as another useful tool to help save operating costs while improving cash flow. Transactions are originated electronically through the ACH network. 

Features include:

  • Direct deposit of payroll
  • Vendor payments
  • State and federal tax payments
  • Mitigate payment fraud
  • Simplify account reconciliation
  • Forecast accurate cash position

Subject to approval and fees apply. 
 

Zero Balance Accounts

Consolidate funds in your business’s primary operating account while automating transfers between collection and disbursement accounts. At the end of each business day, an automated transfer is made between the operating account and designated zero balance account (ZBA), bringing the ZBA to a $0.00 balance.

Features include:
  • Consolidate funds in the operating account, maximizing earnings credit potential
  • Eliminate the need for manual transfers and prevent overdrafts
  • Streamline account reconciliation

Merchant Services

If credit card processing is an integral part of your operations, you need simple, secure, and innovative business credit card solutions. With a solution from DFCU, credit card transactions from your customers are deposited into your business account daily. Ask your personal banker for more details today.

POS Solutions

Take your business to the next level with the right POS solution. Not only can our point-of-sale (POS) solutions help you securely accept payments, but they can also help you manage your entire operation.

From tracking inventory and scheduling employees to marketing to customers, each of our POS solutions for small business owners delivers an integrated experience that can make running your business easier and smarter. Built-in payments, combined with hundreds of business management apps, enable your POS system to scale with your growing needs.

Safe Deposit Boxes

Secure your valuables. Safe Deposit Boxes are available in a variety of different sizes at all of our locations.
 

 

Wire Transfers

Send or receive funds from almost any point in the world by wire transfer. It's safe, affordable, and convenient. Just ask an associate at any of our locations for assistance.
 

 

Night Depository

Drop off your deposits after regular bank hours. Depositories are safe, well-lit and convenient. Keys and secure, locked bags are available for clients with higher deposit volume needs.
 

Equal Housing Opportunity
NCUA
 

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of
our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

DFCU Financial - Copyright © 2023 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.