Refer a friend and earn up to $500!

At DFCU, rewarding our members and helping them achieve the financial milestones are our top priorities. Refer a friend or family member to open a DFCU checking account or an auto loan. If the person you refer becomes a member, you could get $50!

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How to make a referral.

Checking Account:
  • Existing member registers for ReferLive Checking Account Program.
  • Existing member shares the referral offer with friends and family.
  • Referred member receives referral offer and completes their ReferLive registration.
  • Referred member opens a new checking account.
  • New account holder meets the qualification requirements and within 90 days: makes two (2) direct deposits of $100 or more, AND makes five (5) Mastercard® debit card transactions 
  • Both the existing and the new account holder each receive a $50 Reward Card!
Auto Loan:
  • Existing member registers for the ReferLive Auto Loan Program.
  • Existing member shares that referral offer with friends and family.
  • Referred member receives referral offer and completes their ReferLive registration.
  • Referred member opens a new auto loan.
  • New auto loan account holder meets the qualification requirements within six months: close an auto loan of $15,000 or more.
  • Existing member will receive a $50 Reward card and new auto loan member will receive $100 Reward card!

Existing members can earn up to $500 by referring 10 friends or family members.

Please allow 4-6 weeks after completing qualifications for Reward Card to arrive.

Members are able to participate in both checking and auto loan referral program.

Disclaimer: DFCU Financial reserves the right to amend, suspend, or terminate the referral program at any time without notice. All deposit and loan accounts must meet applicable membership, identity verification and credit criteria before being opened. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens the account. Offer pertains to only U.S. residents. Not valid on existing DFCU Financial auto loan refinances.

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of
our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.