Business Loans

Finally, business banking just for your small business.

Loan options that make sense.

With all the choices out there for your business loans, we thank you for choosing us by paying qualified business members a Cash Back loyalty reward of one-half percent (0.50%) of your average yearly business loan and deposit balances. Example: for every $100,000 in average yearly business loan and deposit balances, receive $500 in Cash Back. It's that simple.


  • Purchase or refinance commercial property and/or residential investment real estate
  • Term options allow us to respond with the perfect loan to meet your unique business needs
  • Convenient installment payments

Term Loans

  • Capital for various needs, initiatives and purchases related to your business including equipment
  • Convenient installment payments

Lines of Credit

  • Working capital and access to cash when needed; collateral required
  • Interest payments due only when cash is used

Mastercard® Business Credit Cards


Underwriting and loan decision will be made upon receipt of all financial documentation. Please note: missing documentation will delay the loan process. After loan terms have been accepted by you and initial fees have been collected, a site visit will be conducted to learn more about your business. Once due diligence on all conditions is complete, we will proceed to loan closing.


NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

DFCU Financial - Copyright © 2021 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.