Debit RoundUp

Save automatically with everyday purchases.

Members have saved more than $2 million using Debit RoundUp!

Everyday purchases can now save you money. With Debit RoundUp, each purchase you make with your DFCU Mastercard® debit card will be automatically rounded up to the nearest whole dollar amount. The change is transferred into your savings account each day. Easy? You bet. 

Item Price Rounded Up To Transferred to Savings
sandwich-3600519-(1).jpg $5.08 $6.00 $.92
bag-groceries-4619490-(1).jpg $8.25 $9.00 $.75
gas-pump-icon-7212406.jpg $17.77 $18.00 $.23
Total transferred from checking to savings =  $1.90

Ready to start saving? Just a few things you'll need to get going: a checking account, a DFCU Mastercard debit card and a savings account. (We'll be happy to set you up with any or all of those.) Then just click the link below to enroll electronically, or you can download and print the form here, complete it, and bring it in to your local branch or mail it to DRU Enrollment, P.O. Box 610, Dearborn, MI 48121. 

Enroll Today!

Note about eligibility: 
  • Business Accounts are not eligible for Debit RoundUp.
  • ATM Cards are not eligible for Debit RoundUp.
  • The tax owner and/or the joint owner of the checking account are able to enroll in Debit RoundUp.
  • Joint account holders are automatically enrolled--no need to sign up separately.
  • Have questions? Check out our Frequently Asked Questions.

See the enrollment form for a full description of how the program works and applicable disclaimers.

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of
our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

*APY = Annual Percentage Yield. Paid and compounded quarterly. Dividend rates are determined by the principal balance when your certificate is opened. Dividend payments will not affect the dividend rate during the term even if the minimum balance for the next tier is met. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

DFCU Financial - Copyright © 2023 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.