Start the year with just $1 saved in the first week and increase it by a dollar each week. By the end of the year, you'll have saved a whopping $1,378! This challenge not only adds up, but also turns saving into a weekly win.
1. The 52-Week Money Challenge:
Start the year with just $1 saved in the first week and increase it by a dollar each week. By the end of the year, you'll have saved a whopping $1,378! This challenge not only adds up, but also turns saving into a weekly win.
2. Unsubscribe and Unwind:
Take a digital detox from those pesky subscription services. That subscription box that over-promised and under-delivered? Time for it to go. The streaming service you forgot about? Say goodbye. You'll be amazed at how much you can save by trimming the digital fat.
3. The No-Spend Challenge:
Pick a time frame – a weekend, a week, or even a month – and commit to not spending on anything non-essential. This challenge is a fantastic way to reset your spending habits and discover free and fun alternatives to your usual activities. Schedule this on your calendar now, before you forget.
4. DIY Coffee and Lunches:
Turn your kitchen into your new favorite cafe and lunch spot. By brewing your coffee and packing lunches, you can save a surprising amount of money. Plus, it’s a chance to unleash your inner chef!
5. Smart Grocery Shopping:
Plan your meals, make a list, and stick to it! Avoid shopping on an empty stomach to resist impulse buys. Try store brands – they're often just as good as name brands, but at a fraction of the cost.
6. Make Every Cent Count with Debit RoundUp:
With Debit RoundUp, every purchase made with your DFCU Mastercard® debit card rounds up to the nearest dollar - and the difference is transferred into your savings account each day. Members have already saved over $2 million using this simple, seamless, and satisfying feature. Just use your card for daily purchases and watch your savings grow! Enroll Today
7. Embrace Secondhand Shopping:
From thrift stores to online marketplaces, there are gems waiting to be found. Secondhand shopping isn't just economical, it's also eco-friendly and fun.
8. Learn a New Money-Saving Skill:
Whether it's basic car maintenance, sewing, or gardening, learning a new skill can be both fulfilling and financially beneficial.
9. Travel Smarter:
Plan vacations during off-peak times and look for deals on accommodations and activities. Sometimes, the best adventures are the ones that don’t break the bank!
10. Get Cash Back on Deposits and Loans:
DFCU Financial's Cash Back program rewards eligible members with Cash Back on both deposits and loans. When you choose us for your banking, you're doing more than just managing your finances smartly; you're positioning yourself for a future of exciting savings. It's not just banking – it's earning back as you bank. Learn More About Cash Back
At DFCU Financial, we’re here to help you make the most of your money. With these fun and practical tips, you can turn frugality into a fulfilling part of your lifestyle. Let’s make this year the most fiscally fit yet!