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What does it mean when I use my debit card and the clerk asks 'debit or credit?'

What does it mean when I use my debit card and the clerk asks 'debit or credit?'

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.

National Credit Union Administration, a U.S. Government Agency

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

Accessibility Statement

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.

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About DFCU
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Checking

Choose a Checking Account
Setup Direct Deposit
Overdraft Protection
Tween & Teen Accounts

Savings

Savings Accounts
Money Market Accounts
Share Certificates (CDs)
IRAs
Save More with Debit RoundUp

Mortgage

Specialty Mortgages
Construction Loans
Check Rates and Apply Now
DFCU Title Agency

Loans

Car Loans
Boat & RV Loans
Home Equity Lines of Credit
Home Equity Loans
Personal Loans

Cards

DFCU Platinum Mastercard®
Debit Card Benefits
Control Cards with CardCMD App
Digital Wallet Help

Refer Friends

Get More

Member Perks
Calculate Your Cash Back

Checking

Business Checking
Interest Checking Plus
Non-Profit Checking

Lending

Savings

Business Savings
Share Certificates
Money Market Accounts

Commercial

Treasury Management

Services

Cash Back
DFCU Online for Business
Business Forms

Meet the Team

Business Rates

Personal Rates

Mobile & Online Banking

Anywhere Banking
Online Help & Support
Digital Wallets Help

Additional Services

Insurance & Payment Protection
Email Signup
Send Money with Zelle®
Wire Transfer
eSign
Order Checks Online

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