Mortgage Solutions

You don't have to be the expert. That's our job.

Today's Mortgage Rates

Loan Type Rate as low as: APR8 Maximum Term
5/5 ARM 3.625% 4.838% 30 Years
7/1 ARM 4.125% 4.878% 30 Years
10/1 ARM 4.375% 4.855% 30 Years
10 Year Fixed 3.875% 4.154% 10 Years
15 Year Fixed 4.000% 4.232% 15 Years
20 Year Fixed 4.375% 4.603% 20 Years
30 Year Fixed 4.500% 4.700% 30 Years

Rates effective as of 2/15/2018

Patrick Brush

Loan Officer, NMLS License 1086953

888-337-7770 x 5981
Fax: 248-594-2215

Patrick works out of our Birmingham branch

Brenda Burke

Loan Officer, NMLS License 435305

888.337.7770 x 5817
Fax: 248.442.1505

Brenda works out of our Novi branch.

Roxanne Daniel

Loan Officer, NMLS License 410517

Fax: 313.322.8358

Russell Frederick

Loan Officer, NMLS License 991101

888.337.7770 x 5965
Fax: 586.286.1655

Russell works out of our Clinton Township, Henry Ford Hospital and Madison Heights branches.

Wendy Hewitt

Loan Officer, NMLS License 410496

Fax: 734.981.1021

Wendy works out of our Canton, Fairlane and Garden City branches.

Nick Karaboyas

Loan Officer, NMLS License 580829

Fax: 734.284.9510

Nick works out of our Taylor and Riverview branches.

Teri McDaniel

Loan Officer, NMLS License 410523

888.337.7770 x 5833
Fax: 734.332.4906

Teri covers the Ann Arbor and Ypsilanti areas.

Jodi Rogers

Loan Officer, NMLS License 740673

888.337.7770 x 5532
Fax: 616.538.9233

Jodi covers the Grand Rapids and Lansing areas.

Michael Stotz

Loan Officer, NMLS License 739669

888.337.7770 x 5939
Fax: 734.459.2559

Michael works out of our Commerce Township and Plymouth Township branches.

Joe Zabinski

Loan Officer, NMLS License 410459

Fax: 734.462.8443

Joe works out of our Livonia branch.

Applicable rate varies depending on member’s credit qualification. Credit limit based on credit qualifications and loan-to-value ratio (up to 97% of fair market value of Michigan primary residence less other liens). Terms are subject to change without notice. Property, title and/or flood insurance are required if applicable.

8Mortgages: DFCU Financial does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. DFCU Financial is an equal opportunity lender. All home lending products are subject to credit and property approval. Rates and program terms and conditions are subject to change without notice.


NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2006, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.