Outgoing Wire Transfer

We make it simple to wire money to just about any financial institution inside the U.S.

Outgoing Wire Transfers

To send a wire, you will need to complete a Wire Transfer Authorization form. We recommend that you ask for written instructions from the receiving beneficiary or financial institution prior to completing the form. Incorrect or missing information may delay your wire transfer. Be cautious if you are corresponding via email and there is a sudden change in instructions, contact the beneficiary via a known phone number to verify the change.

  • All wire transfer requests must be accompanied by a legible copy of a primary and secondary proof of identity document.
  • DFCU Financial will not execute a wire transfer received remotely without a call back confirmation to a telephone number on record.
  • Wire transfer authorization requests may also be made in person at any DFCU Financial branch location.
  • Wire transfers are processed Monday-Friday, 9:00 am – 4:00 pm EST. Wire transfers requested after processing hours or on the weekend will be processed on the next business day.
  • A fee will be assessed for an outgoing wire transfer; see DFCU Financial’s current Fee Schedule.
  • We cannot guarantee that the funds will be posted by the receiving institution the same day of the wire transfer.
  • Additional fees may be assessed by the receiving bank, or if applicable any intermediary banks. DFCU Financial cannot determine if fees will be charged.
  • Confirmation may be sent, upon request, to the email address on record once the wire is sent.
  • For additional information, please review the Wire Transfer Agreement.

Please carefully review the following details to ensure your request is processing promptly:

MEMBER INFORMATION
  • Member number and name
  • Account number and type - this is the account we're taking the funds from for the wire
  • Two forms of personal identification - driver's license, passport, state identification, healthcare card, etc.
TRANSFER DETAILS
  • Amount and Purpose of the wire​
RECEIVING FINANCIAL INSTITUTION
  • Financial institution's name and ABA/Routing number - where you are sending the funds
BENEFICIARY INFORMATION
  • Name and address -this is the name of the person/business receiving the funds and their physical address
  • Account number - this is the account receiving the funds
  • Reference - special instructions for the receiving financial institution
    • For real estate transactions this may be a file number, escrow number or property address.
    • For purchases this may be the make and model of a vehicle, an invoice number, an address for down payment for rent of a vacation home.
    • For loan payoffs this would be your loan account number, for brokerage accounts this is your account number with the broker.

Start filling out the wire transfer request

  • To complete your form electronically and eSign for faster processing, click on eSign
  • To download and print your form, click on PDF
eSign              PDF  
 

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.