About DFCU Financial

Strong and Secure

Whether it's online, in person or on the phone, our team focuses its talent and resources to bring you highly personalized service.

Headquartered in Dearborn, Michigan, our full-service branches in metro Detroit, Ann Arbor, Grand Rapids and Lansing are staffed by local financial specialists uniquely qualified to help members and businesses achieve important financial milestones. We’re committed to our members--and the communities we serve--who have continued to support us for more than 65 years.


Our organization was created in 1950 by seven Ford engineers with a dream. Legend has it that the engineers pooled $5 each to found what was first called the Ford Engineering Employees Federal Credit Union.

Since that modest beginning, the credit union has expanded significantly to multiple branches and over 200,000 members. We’re now one of the top-performing credit unions in the nation.

Currently, we are in the top ten among peer credit unions in the nation for Return on Assets (ROA). Return on Assets is an indicator of how profitable a company is relative to its total assets. DFCU Financial is also well-capitalized and continues to be profitable.

Financial Performance

Review-DFCU-Financial-Performance as of December 31, 2019
Review-DFCU-Financial-Performance as of December 31, 2018
Review-DFCU-Financial-Performance as of December 31, 2017
Review-DFCU-Financial-Performance as of June 30, 2017

Annual Reports:
2019 Annual Report
2018 Annual Report
2017 Annual Report
2016 Annual Report
2015 Annual Report 
2014 Annual Report
2013 Annual Report

To request a hard copy of the annual report, call 313.336.2700 or toll-free at 888.336.2700.

Share Insurance

The Dodd-Frank Wall Street Reform and Consumer Protection Act (signed into law on July 22, 2010) permanently increased NCUA insurance coverage to $250,000 in deposits. Click here for more information on NCUA Share Insurance. Calculate what portion of your share account is insured by the NCUA and what portion (if any) exceeds coverage limits.


NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec.1001 and 1030.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 888-336-2700 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further. Click here to view our Accessibility Statement.

DFCU Financial - Copyright © 2020 - Dearborn, Michigan - All rights reserved

While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.