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Auto Loans

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Competitive rates, instant loan decisions — even Cash Back on the balance. Enjoy this and more when you finance your new car through DFCU Financial.

Welcome to the DFCU AutoCENTER!

No matter how you buy your next car, our auto loans offer:

No matter if it's new or used, a refinance or a lease buyout, you'll always get the best rate we have available for you when you work directly with us. Start your drive to a new vehicle today.

Ready to look for a vehicle? If you're ready to start looking through local dealership inventory or want to build a vehicle to your specifications you can do so here.

Printer FriendlyAuto Loan

Loan Type Fixed APR3 Max Fixed Terms
New Vehicle with Auto Pay from DFCU Account As low as 5.74%  Up to 72 months
As low as 5.99%  73 to 83 months
As low as 6.74%  84 months
New Vehicle without Auto Pay As low as 5.99%  Up to 72 months
As low as 6.24%  73 to 83 months
As low as 6.99%  84 months
Used Vehicle with Auto Pay from DFCU Account As low as 5.74%  Up to 72 months
As low as 5.99%  73 to 83 months
As low as 6.74%  84 months
Used Vehicle without Auto Pay As low as 5.99%  Up to 72 months
As low as 6.24%  73 to 83 months
As low as 6.99%  84 months

Rates effective as of 12/14/2025

3Risk Based: The APR (Annual Percentage Rate) you receive is based on your credit worthiness and the term of your loan. Please ask us for the initial rate that you qualify for. Preferred Rates with Auto Pay: As shown in the above APR (Annual Percentage Rate), you will receive a discount of 0.25% on your interest rate with automatic payment from a DFCU Financial checking or savings account. Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan. Late Charges: If your payment is more than 15 days late you will be charged a $20 late fee. DFCU Financial reserves the right to change rates at any time prior to loan closing.