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If you’re ready for a new ride this summer, now is a great time to finance it with DFCU.

In celebration of our 75th anniversary, you can enjoy a 0.75% discount off our best rate, currently as low as 4.99% APR. Even if you don’t have perfect credit, we offer competitive rates across all credit tiers, and the rate discount applies to them as well.  

Welcome to the DFCU AutoCENTER!

No matter how you buy your next car, our auto loans offer:

No matter if it's new or used, a refinance or a lease buyout, you'll always get the best rate we have available for you when you work directly with us. Start your drive to a new vehicle today.

Ready to look for a vehicle? If you're ready to start looking through local dealership inventory or want to build a vehicle to your specifications you can do so here.

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Loan Type Fixed APR3 Max Fixed Terms
New Vehicle with Auto Pay from DFCU Account As low as 5.74%  Up to 72 months
As low as 5.99%  73 to 83 months
As low as 6.74%  84 months
New Vehicle without Auto Pay As low as 5.99%  Up to 72 months
As low as 6.24%  73 to 83 months
As low as 6.99%  84 months
Used Vehicle with Auto Pay from DFCU Account As low as 5.74%  Up to 72 months
As low as 5.99%  73 to 83 months
As low as 6.74%  84 months
Used Vehicle without Auto Pay As low as 5.99%  Up to 72 months
As low as 6.24%  73 to 83 months
As low as 6.99%  84 months

Rates effective as of 7/19/2025

*The promotional rate will be applied at the time of closing. This promotion is only available for new and used DFCU consumer auto loans applied for through July 31st, 2025. The promotional discount is not available for existing DFCU auto loan refinances. Additional terms and conditions apply.  

3Risk Based: The APR (Annual Percentage Rate) you receive is based on your credit worthiness and the term of your loan. Please ask us for the initial rate that you qualify for. Preferred Rates with Auto Pay: As shown in the above APR (Annual Percentage Rate), you will receive a discount of 0.25% on your interest rate with automatic payment from a DFCU Financial checking or savings account. Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan. Late Charges: If your payment is more than 15 days late you will be charged a $20 late fee. DFCU Financial reserves the right to change rates at any time prior to loan closing.