Consumer Loan Rates

Rates effective as of 4/13/2024

Loan Type Fixed APR3 Max Fixed Terms
New Vehicle with Auto Pay from DFCU Account As low as 6.74%  Up to 72 months
As low as 6.99%  73 to 83 months
As low as 7.74%  84 months
New Vehicle without Auto Pay As low as 6.99%  Up to 72 months
As low as 7.24%  73 to 83 months
As low as 7.99%  84 months
Used Vehicle with Auto Pay from DFCU Account As low as 6.74%  Up to 72 months
As low as 6.99%  73 to 83 months
As low as 7.74%  84 months
Used Vehicle without Auto Pay As low as 6.99%  Up to 72 months
As low as 7.24%  73 to 83 months
As low as 7.99%  84 months

Rates effective as of 4/13/2024


Boat Loans

Loan Amount Fixed APR3 Max Fixed Terms
$5,000 - $35,000 As low as 7.74% APR Ask for details
$35,001 -$350,000 As low as 7.24% APR Ask for details

Recreational Vehicle Loans

Loan Term Fixed APR3 Max Fixed Terms
36 months or less As low as 6.74% APR Ask for details
37 months or more As low as 7.24% APR Ask for details

Motorhome Loans

Loan Term Fixed APR3 Max Fixed Terms
Up to 180 months As low as 7.99% APR Ask for details

Rates effective as of 4/13/2024

3Risk Based: The APR (Annual Percentage Rate) you receive is based on your credit worthiness and the term of your loan. Please ask us for the initial rate that you qualify for. Preferred Rates with Auto Pay: As shown in the above APR (Annual Percentage Rate), you will receive a discount of 0.25% on your interest rate with automatic payment from a DFCU Financial checking or savings account. Preferred rates are not available for Personal Lines of Credit, Credit Cards, Share Loans, Home Equity Lines of Credit or any other Unsecured Loan. Late Charges: If your payment is more than 15 days late you will be charged a $20 late fee. DFCU Financial reserves the right to change rates at any time prior to loan closing.