Share / IRA Certificate Rates

Rates effective as of 1/27/2022

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3 month

Tier APY1
$1,000 to $24,999  0.05%
$25,000 to $99,999  0.05%
$100,000 and up  0.10% 

6 month

Tier APY1
$1,000 to $24,999 0.10%
$25,000 to $99,999 0.15%
$100,000 and up 0.20%

1 year

Tier APY1
$1,000 to $24,999 0.15%
$25,000 to $99,999 0.20%
$100,000 and up 0.25%

2 year

Tier APY1
$1,000 to $24,999 0.20%
$25,000 to $99,999 0.25%
$100,000 and up 0.30%

3 year

Tier APY1
$1,000 to $24,999 0.25%
$25,000 to $99,999 0.30%
$100,000 and up 0.35%

5 year

Tier APY1
$1,000 to $24,999 0.35%
$25,000 to $99,999 0.45%
$100,000 and up 0.55%

Rates effective as of 1/27/2022

1APY = Annual Percentage Yield. Paid and compounded quarterly. Rates subject to change without notice at any time. Penalties may apply for early withdrawals. DFCU Financial deposit products are insured by the NCUA.

Equal Housing Opportunity
NCUA
 

NCUA Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

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While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $25,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA, and that it be open when Cash Back is deposited. Cash Back to Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.